LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,353
−HK$7,046/mo
▼ 0.25% · 3.875%
HK$115,848
−HK$3,551/mo
Today · 4.125%
HK$119,399
baseline
▲ 0.50% · 4.625%
HK$126,664
+HK$7,265/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$238,798/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,992
−HK$6,753/mo
▼ 0.25% · 3.875%
HK$128,344
−HK$3,401/mo
Today · 4.125%
HK$131,745
baseline
▲ 0.50% · 4.625%
HK$138,689
+HK$6,944/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$263,490/mo (50% DSR)
Upfront cash ≈ HK$26.73M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,824
−HK$8,455/mo
▼ 0.25% · 3.875%
HK$139,018
−HK$4,261/mo
Today · 4.125%
HK$143,279
baseline
▲ 0.50% · 4.625%
HK$151,997
+HK$8,718/mo
Deposit HK$19.71M · loan HK$29.56M · min. income ≈ HK$286,558/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,990
−HK$8,104/mo
▼ 0.25% · 3.875%
HK$154,013
−HK$4,081/mo
Today · 4.125%
HK$158,094
baseline
▲ 0.50% · 4.625%
HK$166,427
+HK$8,333/mo
Deposit HK$19.71M · loan HK$29.56M · min. income ≈ HK$316,188/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,295
−HK$9,864/mo
▼ 0.25% · 3.875%
HK$162,188
−HK$4,971/mo
Today · 4.125%
HK$167,159
baseline
▲ 0.50% · 4.625%
HK$177,330
+HK$10,171/mo
Deposit HK$14.78M · loan HK$34.49M · min. income ≈ HK$334,318/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,989
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,682
−HK$4,761/mo
Today · 4.125%
HK$184,443
baseline
▲ 0.50% · 4.625%
HK$194,165
+HK$9,722/mo
Deposit HK$14.78M · loan HK$34.49M · min. income ≈ HK$368,886/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,236
−HK$12,682/mo
▼ 0.25% · 3.875%
HK$208,527
−HK$6,391/mo
Today · 4.125%
HK$214,918
baseline
▲ 0.50% · 4.625%
HK$227,995
+HK$13,077/mo
Deposit HK$4.93M · loan HK$44.35M · min. income ≈ HK$429,836/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,986
−HK$12,155/mo
▼ 0.25% · 3.875%
HK$231,020
−HK$6,121/mo
Today · 4.125%
HK$237,141
baseline
▲ 0.50% · 4.625%
HK$249,641
+HK$12,500/mo
Deposit HK$4.93M · loan HK$44.35M · min. income ≈ HK$474,282/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,072 · Scale 2, in force from 26 Feb 2026)