LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,383
−HK$7,047/mo
▼ 0.25% · 3.875%
HK$115,879
−HK$3,551/mo
Today · 4.125%
HK$119,430
baseline
▲ 0.50% · 4.625%
HK$126,698
+HK$7,268/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$238,860/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,025
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$128,378
−HK$3,402/mo
Today · 4.125%
HK$131,780
baseline
▲ 0.50% · 4.625%
HK$138,726
+HK$6,946/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$263,560/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,860
−HK$8,457/mo
▼ 0.25% · 3.875%
HK$139,055
−HK$4,262/mo
Today · 4.125%
HK$143,317
baseline
▲ 0.50% · 4.625%
HK$152,037
+HK$8,720/mo
Deposit HK$19.71M · loan HK$29.57M · min. income ≈ HK$286,634/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,030
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$154,054
−HK$4,082/mo
Today · 4.125%
HK$158,136
baseline
▲ 0.50% · 4.625%
HK$166,471
+HK$8,335/mo
Deposit HK$19.71M · loan HK$29.57M · min. income ≈ HK$316,272/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,336
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$162,230
−HK$4,973/mo
Today · 4.125%
HK$167,203
baseline
▲ 0.50% · 4.625%
HK$177,377
+HK$10,174/mo
Deposit HK$14.79M · loan HK$34.50M · min. income ≈ HK$334,406/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,035
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,729
−HK$4,763/mo
Today · 4.125%
HK$184,492
baseline
▲ 0.50% · 4.625%
HK$194,216
+HK$9,724/mo
Deposit HK$14.79M · loan HK$34.50M · min. income ≈ HK$368,984/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,290
−HK$12,685/mo
▼ 0.25% · 3.875%
HK$208,582
−HK$6,393/mo
Today · 4.125%
HK$214,975
baseline
▲ 0.50% · 4.625%
HK$228,056
+HK$13,081/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$429,950/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,045
−HK$12,159/mo
▼ 0.25% · 3.875%
HK$231,081
−HK$6,123/mo
Today · 4.125%
HK$237,204
baseline
▲ 0.50% · 4.625%
HK$249,707
+HK$12,503/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$474,408/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,625 · Scale 2, in force from 26 Feb 2026)