LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,385
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$115,881
−HK$3,552/mo
Today · 4.125%
HK$119,433
baseline
▲ 0.50% · 4.625%
HK$126,700
+HK$7,267/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$238,866/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,027
−HK$6,755/mo
▼ 0.25% · 3.875%
HK$128,381
−HK$3,401/mo
Today · 4.125%
HK$131,782
baseline
▲ 0.50% · 4.625%
HK$138,729
+HK$6,947/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$263,564/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,862
−HK$8,457/mo
▼ 0.25% · 3.875%
HK$139,057
−HK$4,262/mo
Today · 4.125%
HK$143,319
baseline
▲ 0.50% · 4.625%
HK$152,040
+HK$8,721/mo
Deposit HK$19.71M · loan HK$29.57M · min. income ≈ HK$286,638/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,033
−HK$8,106/mo
▼ 0.25% · 3.875%
HK$154,057
−HK$4,082/mo
Today · 4.125%
HK$158,139
baseline
▲ 0.50% · 4.625%
HK$166,475
+HK$8,336/mo
Deposit HK$19.71M · loan HK$29.57M · min. income ≈ HK$316,278/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,339
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$162,234
−HK$4,972/mo
Today · 4.125%
HK$167,206
baseline
▲ 0.50% · 4.625%
HK$177,380
+HK$10,174/mo
Deposit HK$14.79M · loan HK$34.50M · min. income ≈ HK$334,412/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,038
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,733
−HK$4,762/mo
Today · 4.125%
HK$184,495
baseline
▲ 0.50% · 4.625%
HK$194,220
+HK$9,725/mo
Deposit HK$14.79M · loan HK$34.50M · min. income ≈ HK$368,990/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,294
−HK$12,685/mo
▼ 0.25% · 3.875%
HK$208,586
−HK$6,393/mo
Today · 4.125%
HK$214,979
baseline
▲ 0.50% · 4.625%
HK$228,060
+HK$13,081/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$429,958/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,049
−HK$12,159/mo
▼ 0.25% · 3.875%
HK$231,085
−HK$6,123/mo
Today · 4.125%
HK$237,208
baseline
▲ 0.50% · 4.625%
HK$249,712
+HK$12,504/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$474,416/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,666 · Scale 2, in force from 26 Feb 2026)