LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,393
−HK$7,048/mo
▼ 0.25% · 3.875%
HK$115,889
−HK$3,552/mo
Today · 4.125%
HK$119,441
baseline
▲ 0.50% · 4.625%
HK$126,709
+HK$7,268/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$238,882/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,036
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$128,390
−HK$3,402/mo
Today · 4.125%
HK$131,792
baseline
▲ 0.50% · 4.625%
HK$138,738
+HK$6,946/mo
Deposit HK$24.64M · loan HK$24.64M · min. income ≈ HK$263,584/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,872
−HK$8,457/mo
▼ 0.25% · 3.875%
HK$139,067
−HK$4,262/mo
Today · 4.125%
HK$143,329
baseline
▲ 0.50% · 4.625%
HK$152,051
+HK$8,722/mo
Deposit HK$19.72M · loan HK$29.57M · min. income ≈ HK$286,658/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,043
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$154,068
−HK$4,082/mo
Today · 4.125%
HK$158,150
baseline
▲ 0.50% · 4.625%
HK$166,486
+HK$8,336/mo
Deposit HK$19.72M · loan HK$29.57M · min. income ≈ HK$316,300/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,350
−HK$9,868/mo
▼ 0.25% · 3.875%
HK$162,245
−HK$4,973/mo
Today · 4.125%
HK$167,218
baseline
▲ 0.50% · 4.625%
HK$177,392
+HK$10,174/mo
Deposit HK$14.79M · loan HK$34.50M · min. income ≈ HK$334,436/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,051
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,745
−HK$4,763/mo
Today · 4.125%
HK$184,508
baseline
▲ 0.50% · 4.625%
HK$194,234
+HK$9,726/mo
Deposit HK$14.79M · loan HK$34.50M · min. income ≈ HK$369,016/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,308
−HK$12,686/mo
▼ 0.25% · 3.875%
HK$208,601
−HK$6,393/mo
Today · 4.125%
HK$214,994
baseline
▲ 0.50% · 4.625%
HK$228,076
+HK$13,082/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$429,988/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,065
−HK$12,160/mo
▼ 0.25% · 3.875%
HK$231,101
−HK$6,124/mo
Today · 4.125%
HK$237,225
baseline
▲ 0.50% · 4.625%
HK$249,729
+HK$12,504/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$474,450/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,812 · Scale 2, in force from 26 Feb 2026)