LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,401
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$115,898
−HK$3,552/mo
Today · 4.125%
HK$119,450
baseline
▲ 0.50% · 4.625%
HK$126,718
+HK$7,268/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$238,900/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,045
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$128,399
−HK$3,402/mo
Today · 4.125%
HK$131,801
baseline
▲ 0.50% · 4.625%
HK$138,749
+HK$6,948/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$263,602/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,882
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$139,077
−HK$4,263/mo
Today · 4.125%
HK$143,340
baseline
▲ 0.50% · 4.625%
HK$152,062
+HK$8,722/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$286,680/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,054
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$154,079
−HK$4,082/mo
Today · 4.125%
HK$158,161
baseline
▲ 0.50% · 4.625%
HK$166,498
+HK$8,337/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$316,322/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,362
−HK$9,868/mo
▼ 0.25% · 3.875%
HK$162,257
−HK$4,973/mo
Today · 4.125%
HK$167,230
baseline
▲ 0.50% · 4.625%
HK$177,405
+HK$10,175/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$334,460/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,064
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$179,759
−HK$4,763/mo
Today · 4.125%
HK$184,522
baseline
▲ 0.50% · 4.625%
HK$194,248
+HK$9,726/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$369,044/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,322
−HK$12,688/mo
▼ 0.25% · 3.875%
HK$208,616
−HK$6,394/mo
Today · 4.125%
HK$215,010
baseline
▲ 0.50% · 4.625%
HK$228,093
+HK$13,083/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$430,020/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,082
−HK$12,160/mo
▼ 0.25% · 3.875%
HK$231,118
−HK$6,124/mo
Today · 4.125%
HK$237,242
baseline
▲ 0.50% · 4.625%
HK$249,748
+HK$12,506/mo
Deposit HK$4.93M · loan HK$44.36M · min. income ≈ HK$474,484/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,094,966 · Scale 2, in force from 26 Feb 2026)