LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,404
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$115,900
−HK$3,553/mo
Today · 4.125%
HK$119,453
baseline
▲ 0.50% · 4.625%
HK$126,721
+HK$7,268/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$238,906/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,048
−HK$6,756/mo
▼ 0.25% · 3.875%
HK$128,402
−HK$3,402/mo
Today · 4.125%
HK$131,804
baseline
▲ 0.50% · 4.625%
HK$138,752
+HK$6,948/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$263,608/mo (50% DSR)
Upfront cash ≈ HK$26.74M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,885
−HK$8,458/mo
▼ 0.25% · 3.875%
HK$139,081
−HK$4,262/mo
Today · 4.125%
HK$143,343
baseline
▲ 0.50% · 4.625%
HK$152,065
+HK$8,722/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$286,686/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,058
−HK$8,107/mo
▼ 0.25% · 3.875%
HK$154,082
−HK$4,083/mo
Today · 4.125%
HK$158,165
baseline
▲ 0.50% · 4.625%
HK$166,502
+HK$8,337/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$316,330/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,366
−HK$9,868/mo
▼ 0.25% · 3.875%
HK$162,261
−HK$4,973/mo
Today · 4.125%
HK$167,234
baseline
▲ 0.50% · 4.625%
HK$177,410
+HK$10,176/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$334,468/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,068
−HK$9,458/mo
▼ 0.25% · 3.875%
HK$179,763
−HK$4,763/mo
Today · 4.125%
HK$184,526
baseline
▲ 0.50% · 4.625%
HK$194,253
+HK$9,727/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$369,052/mo (50% DSR)
Upfront cash ≈ HK$16.88M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,327
−HK$12,688/mo
▼ 0.25% · 3.875%
HK$208,621
−HK$6,394/mo
Today · 4.125%
HK$215,015
baseline
▲ 0.50% · 4.625%
HK$228,098
+HK$13,083/mo
Deposit HK$4.93M · loan HK$44.37M · min. income ≈ HK$430,030/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,087
−HK$12,161/mo
▼ 0.25% · 3.875%
HK$231,124
−HK$6,124/mo
Today · 4.125%
HK$237,248
baseline
▲ 0.50% · 4.625%
HK$249,753
+HK$12,505/mo
Deposit HK$4.93M · loan HK$44.37M · min. income ≈ HK$474,496/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$2,095,015 · Scale 2, in force from 26 Feb 2026)