LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,240
−HK$705/mo
▼ 0.25% · 3.875%
HK$11,590
−HK$355/mo
Today · 4.125%
HK$11,945
baseline
▲ 0.50% · 4.625%
HK$12,672
+HK$727/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$23,890/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,505
−HK$675/mo
▼ 0.25% · 3.875%
HK$12,840
−HK$340/mo
Today · 4.125%
HK$13,180
baseline
▲ 0.50% · 4.625%
HK$13,875
+HK$695/mo
Deposit HK$2.46M · loan HK$2.46M · min. income ≈ HK$26,360/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,488
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,908
−HK$426/mo
Today · 4.125%
HK$14,334
baseline
▲ 0.50% · 4.625%
HK$15,207
+HK$873/mo
Deposit HK$1.97M · loan HK$2.96M · min. income ≈ HK$28,668/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,006
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,408
−HK$409/mo
Today · 4.125%
HK$15,817
baseline
▲ 0.50% · 4.625%
HK$16,650
+HK$833/mo
Deposit HK$1.97M · loan HK$2.96M · min. income ≈ HK$31,634/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,737
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,226
−HK$497/mo
Today · 4.125%
HK$16,723
baseline
▲ 0.50% · 4.625%
HK$17,741
+HK$1,018/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,446/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,507
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,976
−HK$477/mo
Today · 4.125%
HK$18,453
baseline
▲ 0.50% · 4.625%
HK$19,425
+HK$972/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,906/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,862
−HK$639/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,810
+HK$1,309/mo
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,509
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,112
−HK$613/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,250/mo
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$110,445 · Scale 2, in force from 26 Feb 2026)