LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,416
−HK$7,049/mo
▼ 0.25% · 3.875%
HK$115,913
−HK$3,552/mo
Today · 4.125%
HK$119,465
baseline
▲ 0.50% · 4.625%
HK$126,734
+HK$7,269/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$238,930/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,061
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$128,416
−HK$3,402/mo
Today · 4.125%
HK$131,818
baseline
▲ 0.50% · 4.625%
HK$138,766
+HK$6,948/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$263,636/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,899
−HK$8,459/mo
▼ 0.25% · 3.875%
HK$139,095
−HK$4,263/mo
Today · 4.125%
HK$143,358
baseline
▲ 0.50% · 4.625%
HK$152,081
+HK$8,723/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$286,716/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,074
−HK$8,108/mo
▼ 0.25% · 3.875%
HK$154,099
−HK$4,083/mo
Today · 4.125%
HK$158,182
baseline
▲ 0.50% · 4.625%
HK$166,520
+HK$8,338/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$316,364/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,382
−HK$9,869/mo
▼ 0.25% · 3.875%
HK$162,278
−HK$4,973/mo
Today · 4.125%
HK$167,251
baseline
▲ 0.50% · 4.625%
HK$177,428
+HK$10,177/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$334,502/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,086
−HK$9,459/mo
▼ 0.25% · 3.875%
HK$179,782
−HK$4,763/mo
Today · 4.125%
HK$184,545
baseline
▲ 0.50% · 4.625%
HK$194,273
+HK$9,728/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$369,090/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,348
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$208,643
−HK$6,395/mo
Today · 4.125%
HK$215,038
baseline
▲ 0.50% · 4.625%
HK$228,122
+HK$13,084/mo
Deposit HK$4.93M · loan HK$44.37M · min. income ≈ HK$430,076/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,111
−HK$12,162/mo
▼ 0.25% · 3.875%
HK$231,148
−HK$6,125/mo
Today · 4.125%
HK$237,273
baseline
▲ 0.50% · 4.625%
HK$249,780
+HK$12,507/mo
Deposit HK$4.93M · loan HK$44.37M · min. income ≈ HK$474,546/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,095,235 · Scale 2, in force from 26 Feb 2026)