LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,429
−HK$7,050/mo
▼ 0.25% · 3.875%
HK$115,926
−HK$3,553/mo
Today · 4.125%
HK$119,479
baseline
▲ 0.50% · 4.625%
HK$126,749
+HK$7,270/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$238,958/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,076
−HK$6,757/mo
▼ 0.25% · 3.875%
HK$128,430
−HK$3,403/mo
Today · 4.125%
HK$131,833
baseline
▲ 0.50% · 4.625%
HK$138,783
+HK$6,950/mo
Deposit HK$24.65M · loan HK$24.65M · min. income ≈ HK$263,666/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,915
−HK$8,460/mo
▼ 0.25% · 3.875%
HK$139,111
−HK$4,264/mo
Today · 4.125%
HK$143,375
baseline
▲ 0.50% · 4.625%
HK$152,099
+HK$8,724/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$286,750/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,091
−HK$8,109/mo
▼ 0.25% · 3.875%
HK$154,117
−HK$4,083/mo
Today · 4.125%
HK$158,200
baseline
▲ 0.50% · 4.625%
HK$166,539
+HK$8,339/mo
Deposit HK$19.72M · loan HK$29.58M · min. income ≈ HK$316,400/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,400
−HK$9,871/mo
▼ 0.25% · 3.875%
HK$162,297
−HK$4,974/mo
Today · 4.125%
HK$167,271
baseline
▲ 0.50% · 4.625%
HK$177,449
+HK$10,178/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$334,542/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,106
−HK$9,461/mo
▼ 0.25% · 3.875%
HK$179,803
−HK$4,764/mo
Today · 4.125%
HK$184,567
baseline
▲ 0.50% · 4.625%
HK$194,296
+HK$9,729/mo
Deposit HK$14.79M · loan HK$34.51M · min. income ≈ HK$369,134/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,372
−HK$12,691/mo
▼ 0.25% · 3.875%
HK$208,667
−HK$6,396/mo
Today · 4.125%
HK$215,063
baseline
▲ 0.50% · 4.625%
HK$228,149
+HK$13,086/mo
Deposit HK$4.93M · loan HK$44.37M · min. income ≈ HK$430,126/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,137
−HK$12,163/mo
▼ 0.25% · 3.875%
HK$231,175
−HK$6,125/mo
Today · 4.125%
HK$237,300
baseline
▲ 0.50% · 4.625%
HK$249,809
+HK$12,509/mo
Deposit HK$4.93M · loan HK$44.37M · min. income ≈ HK$474,600/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,095,479 · Scale 2, in force from 26 Feb 2026)