LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,452
−HK$7,051/mo
▼ 0.25% · 3.875%
HK$115,950
−HK$3,553/mo
Today · 4.125%
HK$119,503
baseline
▲ 0.50% · 4.625%
HK$126,775
+HK$7,272/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$239,006/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,101
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,457
−HK$3,403/mo
Today · 4.125%
HK$131,860
baseline
▲ 0.50% · 4.625%
HK$138,811
+HK$6,951/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$263,720/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,942
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$139,140
−HK$4,264/mo
Today · 4.125%
HK$143,404
baseline
▲ 0.50% · 4.625%
HK$152,130
+HK$8,726/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$286,808/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,122
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$154,148
−HK$4,084/mo
Today · 4.125%
HK$158,232
baseline
▲ 0.50% · 4.625%
HK$166,573
+HK$8,341/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$316,464/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,432
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,330
−HK$4,975/mo
Today · 4.125%
HK$167,305
baseline
▲ 0.50% · 4.625%
HK$177,485
+HK$10,180/mo
Deposit HK$14.79M · loan HK$34.52M · min. income ≈ HK$334,610/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,142
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$179,839
−HK$4,765/mo
Today · 4.125%
HK$184,604
baseline
▲ 0.50% · 4.625%
HK$194,335
+HK$9,731/mo
Deposit HK$14.79M · loan HK$34.52M · min. income ≈ HK$369,208/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,413
−HK$12,693/mo
▼ 0.25% · 3.875%
HK$208,709
−HK$6,397/mo
Today · 4.125%
HK$215,106
baseline
▲ 0.50% · 4.625%
HK$228,195
+HK$13,089/mo
Deposit HK$4.93M · loan HK$44.38M · min. income ≈ HK$430,212/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,183
−HK$12,166/mo
▼ 0.25% · 3.875%
HK$231,222
−HK$6,127/mo
Today · 4.125%
HK$237,349
baseline
▲ 0.50% · 4.625%
HK$249,860
+HK$12,511/mo
Deposit HK$4.93M · loan HK$44.38M · min. income ≈ HK$474,698/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,095,905 · Scale 2, in force from 26 Feb 2026)