LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,457
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,955
−HK$3,554/mo
Today · 4.125%
HK$119,509
baseline
▲ 0.50% · 4.625%
HK$126,781
+HK$7,272/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$239,018/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,108
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,463
−HK$3,404/mo
Today · 4.125%
HK$131,867
baseline
▲ 0.50% · 4.625%
HK$138,818
+HK$6,951/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$263,734/mo (50% DSR)
Upfront cash ≈ HK$26.75M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,949
−HK$8,462/mo
▼ 0.25% · 3.875%
HK$139,146
−HK$4,265/mo
Today · 4.125%
HK$143,411
baseline
▲ 0.50% · 4.625%
HK$152,137
+HK$8,726/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$286,822/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,129
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$154,155
−HK$4,085/mo
Today · 4.125%
HK$158,240
baseline
▲ 0.50% · 4.625%
HK$166,581
+HK$8,341/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$316,480/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,440
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,337
−HK$4,976/mo
Today · 4.125%
HK$167,313
baseline
▲ 0.50% · 4.625%
HK$177,494
+HK$10,181/mo
Deposit HK$14.80M · loan HK$34.52M · min. income ≈ HK$334,626/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,151
−HK$9,462/mo
▼ 0.25% · 3.875%
HK$179,848
−HK$4,765/mo
Today · 4.125%
HK$184,613
baseline
▲ 0.50% · 4.625%
HK$194,345
+HK$9,732/mo
Deposit HK$14.80M · loan HK$34.52M · min. income ≈ HK$369,226/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,423
−HK$12,694/mo
▼ 0.25% · 3.875%
HK$208,720
−HK$6,397/mo
Today · 4.125%
HK$215,117
baseline
▲ 0.50% · 4.625%
HK$228,206
+HK$13,089/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$430,234/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,194
−HK$12,166/mo
▼ 0.25% · 3.875%
HK$231,233
−HK$6,127/mo
Today · 4.125%
HK$237,360
baseline
▲ 0.50% · 4.625%
HK$249,872
+HK$12,512/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$474,720/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,007 · Scale 2, in force from 26 Feb 2026)