LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,461
−HK$7,052/mo
▼ 0.25% · 3.875%
HK$115,959
−HK$3,554/mo
Today · 4.125%
HK$119,513
baseline
▲ 0.50% · 4.625%
HK$126,785
+HK$7,272/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$239,026/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,112
−HK$6,759/mo
▼ 0.25% · 3.875%
HK$128,467
−HK$3,404/mo
Today · 4.125%
HK$131,871
baseline
▲ 0.50% · 4.625%
HK$138,822
+HK$6,951/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$263,742/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,953
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,151
−HK$4,265/mo
Today · 4.125%
HK$143,416
baseline
▲ 0.50% · 4.625%
HK$152,143
+HK$8,727/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$286,832/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,134
−HK$8,111/mo
▼ 0.25% · 3.875%
HK$154,161
−HK$4,084/mo
Today · 4.125%
HK$158,245
baseline
▲ 0.50% · 4.625%
HK$166,587
+HK$8,342/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$316,490/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,445
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,343
−HK$4,976/mo
Today · 4.125%
HK$167,319
baseline
▲ 0.50% · 4.625%
HK$177,500
+HK$10,181/mo
Deposit HK$14.80M · loan HK$34.52M · min. income ≈ HK$334,638/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,156
−HK$9,464/mo
▼ 0.25% · 3.875%
HK$179,854
−HK$4,766/mo
Today · 4.125%
HK$184,620
baseline
▲ 0.50% · 4.625%
HK$194,351
+HK$9,731/mo
Deposit HK$14.80M · loan HK$34.52M · min. income ≈ HK$369,240/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,430
−HK$12,694/mo
▼ 0.25% · 3.875%
HK$208,727
−HK$6,397/mo
Today · 4.125%
HK$215,124
baseline
▲ 0.50% · 4.625%
HK$228,214
+HK$13,090/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$430,248/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,201
−HK$12,167/mo
▼ 0.25% · 3.875%
HK$231,241
−HK$6,127/mo
Today · 4.125%
HK$237,368
baseline
▲ 0.50% · 4.625%
HK$249,880
+HK$12,512/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$474,736/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,078 · Scale 2, in force from 26 Feb 2026)