LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,246
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,596
−HK$356/mo
Today · 4.125%
HK$11,952
baseline
▲ 0.50% · 4.625%
HK$12,679
+HK$727/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,904/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,511
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,847
−HK$340/mo
Today · 4.125%
HK$13,187
baseline
▲ 0.50% · 4.625%
HK$13,883
+HK$696/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,374/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,496
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,915
−HK$427/mo
Today · 4.125%
HK$14,342
baseline
▲ 0.50% · 4.625%
HK$15,215
+HK$873/mo
Deposit HK$1.97M · loan HK$2.96M · min. income ≈ HK$28,684/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,014
−HK$811/mo
▼ 0.25% · 3.875%
HK$15,416
−HK$409/mo
Today · 4.125%
HK$15,825
baseline
▲ 0.50% · 4.625%
HK$16,659
+HK$834/mo
Deposit HK$1.97M · loan HK$2.96M · min. income ≈ HK$31,650/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,745
−HK$987/mo
▼ 0.25% · 3.875%
HK$16,235
−HK$497/mo
Today · 4.125%
HK$16,732
baseline
▲ 0.50% · 4.625%
HK$17,750
+HK$1,018/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,464/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,516
−HK$946/mo
▼ 0.25% · 3.875%
HK$17,986
−HK$476/mo
Today · 4.125%
HK$18,462
baseline
▲ 0.50% · 4.625%
HK$19,436
+HK$974/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,924/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,243
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,873
−HK$640/mo
Today · 4.125%
HK$21,513
baseline
▲ 0.50% · 4.625%
HK$22,822
+HK$1,309/mo
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$43,026/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,521
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,125
−HK$612/mo
Today · 4.125%
HK$23,737
baseline
▲ 0.50% · 4.625%
HK$24,989
+HK$1,252/mo
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$47,474/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$110,707 · Scale 2, in force from 26 Feb 2026)