LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,469
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,968
−HK$3,554/mo
Today · 4.125%
HK$119,522
baseline
▲ 0.50% · 4.625%
HK$126,795
+HK$7,273/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$239,044/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,121
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$128,476
−HK$3,405/mo
Today · 4.125%
HK$131,881
baseline
▲ 0.50% · 4.625%
HK$138,832
+HK$6,951/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$263,762/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,963
−HK$8,463/mo
▼ 0.25% · 3.875%
HK$139,161
−HK$4,265/mo
Today · 4.125%
HK$143,426
baseline
▲ 0.50% · 4.625%
HK$152,153
+HK$8,727/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$286,852/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,145
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$154,172
−HK$4,085/mo
Today · 4.125%
HK$158,257
baseline
▲ 0.50% · 4.625%
HK$166,599
+HK$8,342/mo
Deposit HK$19.73M · loan HK$29.59M · min. income ≈ HK$316,514/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,457
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,355
−HK$4,976/mo
Today · 4.125%
HK$167,331
baseline
▲ 0.50% · 4.625%
HK$177,512
+HK$10,181/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$334,662/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,169
−HK$9,464/mo
▼ 0.25% · 3.875%
HK$179,867
−HK$4,766/mo
Today · 4.125%
HK$184,633
baseline
▲ 0.50% · 4.625%
HK$194,365
+HK$9,732/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$369,266/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,444
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$208,742
−HK$6,397/mo
Today · 4.125%
HK$215,139
baseline
▲ 0.50% · 4.625%
HK$228,230
+HK$13,091/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$430,278/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,217
−HK$12,168/mo
▼ 0.25% · 3.875%
HK$231,258
−HK$6,127/mo
Today · 4.125%
HK$237,385
baseline
▲ 0.50% · 4.625%
HK$249,898
+HK$12,513/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$474,770/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,228 · Scale 2, in force from 26 Feb 2026)