LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,477
−HK$7,053/mo
▼ 0.25% · 3.875%
HK$115,976
−HK$3,554/mo
Today · 4.125%
HK$119,530
baseline
▲ 0.50% · 4.625%
HK$126,803
+HK$7,273/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$239,060/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,130
−HK$6,760/mo
▼ 0.25% · 3.875%
HK$128,485
−HK$3,405/mo
Today · 4.125%
HK$131,890
baseline
▲ 0.50% · 4.625%
HK$138,842
+HK$6,952/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$263,780/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,972
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$139,171
−HK$4,265/mo
Today · 4.125%
HK$143,436
baseline
▲ 0.50% · 4.625%
HK$152,164
+HK$8,728/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$286,872/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,155
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,183
−HK$4,085/mo
Today · 4.125%
HK$158,268
baseline
▲ 0.50% · 4.625%
HK$166,610
+HK$8,342/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$316,536/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,468
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,366
−HK$4,976/mo
Today · 4.125%
HK$167,342
baseline
▲ 0.50% · 4.625%
HK$177,525
+HK$10,183/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$334,684/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,181
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,880
−HK$4,766/mo
Today · 4.125%
HK$184,646
baseline
▲ 0.50% · 4.625%
HK$194,379
+HK$9,733/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$369,292/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,459
−HK$12,696/mo
▼ 0.25% · 3.875%
HK$208,756
−HK$6,399/mo
Today · 4.125%
HK$215,155
baseline
▲ 0.50% · 4.625%
HK$228,246
+HK$13,091/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$430,310/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,233
−HK$12,169/mo
▼ 0.25% · 3.875%
HK$231,274
−HK$6,128/mo
Today · 4.125%
HK$237,402
baseline
▲ 0.50% · 4.625%
HK$249,916
+HK$12,514/mo
Deposit HK$4.93M · loan HK$44.39M · min. income ≈ HK$474,804/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,375 · Scale 2, in force from 26 Feb 2026)