LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,480
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,979
−HK$3,555/mo
Today · 4.125%
HK$119,534
baseline
▲ 0.50% · 4.625%
HK$126,807
+HK$7,273/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$239,068/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,133
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,489
−HK$3,405/mo
Today · 4.125%
HK$131,894
baseline
▲ 0.50% · 4.625%
HK$138,846
+HK$6,952/mo
Deposit HK$24.66M · loan HK$24.66M · min. income ≈ HK$263,788/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,977
−HK$8,464/mo
▼ 0.25% · 3.875%
HK$139,175
−HK$4,266/mo
Today · 4.125%
HK$143,441
baseline
▲ 0.50% · 4.625%
HK$152,169
+HK$8,728/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$286,882/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,160
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,187
−HK$4,086/mo
Today · 4.125%
HK$158,273
baseline
▲ 0.50% · 4.625%
HK$166,616
+HK$8,343/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$316,546/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,473
−HK$9,875/mo
▼ 0.25% · 3.875%
HK$162,371
−HK$4,977/mo
Today · 4.125%
HK$167,348
baseline
▲ 0.50% · 4.625%
HK$177,530
+HK$10,182/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$334,696/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,187
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,885
−HK$4,767/mo
Today · 4.125%
HK$184,652
baseline
▲ 0.50% · 4.625%
HK$194,385
+HK$9,733/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$369,304/mo (50% DSR)
Upfront cash ≈ HK$16.89M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,465
−HK$12,696/mo
▼ 0.25% · 3.875%
HK$208,763
−HK$6,398/mo
Today · 4.125%
HK$215,161
baseline
▲ 0.50% · 4.625%
HK$228,253
+HK$13,092/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$430,322/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,240
−HK$12,169/mo
▼ 0.25% · 3.875%
HK$231,281
−HK$6,128/mo
Today · 4.125%
HK$237,409
baseline
▲ 0.50% · 4.625%
HK$249,923
+HK$12,514/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$474,818/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,440 · Scale 2, in force from 26 Feb 2026)