LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,492
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,991
−HK$3,555/mo
Today · 4.125%
HK$119,546
baseline
▲ 0.50% · 4.625%
HK$126,820
+HK$7,274/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,092/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,146
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,502
−HK$3,405/mo
Today · 4.125%
HK$131,907
baseline
▲ 0.50% · 4.625%
HK$138,860
+HK$6,953/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,814/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,990
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,189
−HK$4,266/mo
Today · 4.125%
HK$143,455
baseline
▲ 0.50% · 4.625%
HK$152,184
+HK$8,729/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$286,910/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,175
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$154,202
−HK$4,086/mo
Today · 4.125%
HK$158,288
baseline
▲ 0.50% · 4.625%
HK$166,632
+HK$8,344/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$316,576/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,488
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$162,387
−HK$4,977/mo
Today · 4.125%
HK$167,364
baseline
▲ 0.50% · 4.625%
HK$177,548
+HK$10,184/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$334,728/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,204
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$179,903
−HK$4,767/mo
Today · 4.125%
HK$184,670
baseline
▲ 0.50% · 4.625%
HK$194,404
+HK$9,734/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$369,340/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,485
−HK$12,697/mo
▼ 0.25% · 3.875%
HK$208,783
−HK$6,399/mo
Today · 4.125%
HK$215,182
baseline
▲ 0.50% · 4.625%
HK$228,276
+HK$13,094/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$430,364/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,262
−HK$12,170/mo
▼ 0.25% · 3.875%
HK$231,304
−HK$6,128/mo
Today · 4.125%
HK$237,432
baseline
▲ 0.50% · 4.625%
HK$249,948
+HK$12,516/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$474,864/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,646 · Scale 2, in force from 26 Feb 2026)