LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,494
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,993
−HK$3,555/mo
Today · 4.125%
HK$119,548
baseline
▲ 0.50% · 4.625%
HK$126,823
+HK$7,275/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,096/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,148
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$128,505
−HK$3,405/mo
Today · 4.125%
HK$131,910
baseline
▲ 0.50% · 4.625%
HK$138,863
+HK$6,953/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,820/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,993
−HK$8,465/mo
▼ 0.25% · 3.875%
HK$139,192
−HK$4,266/mo
Today · 4.125%
HK$143,458
baseline
▲ 0.50% · 4.625%
HK$152,187
+HK$8,729/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$286,916/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,178
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,206
−HK$4,086/mo
Today · 4.125%
HK$158,292
baseline
▲ 0.50% · 4.625%
HK$166,636
+HK$8,344/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$316,584/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,492
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$162,390
−HK$4,978/mo
Today · 4.125%
HK$167,368
baseline
▲ 0.50% · 4.625%
HK$177,552
+HK$10,184/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$334,736/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,208
−HK$9,466/mo
▼ 0.25% · 3.875%
HK$179,907
−HK$4,767/mo
Today · 4.125%
HK$184,674
baseline
▲ 0.50% · 4.625%
HK$194,408
+HK$9,734/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$369,348/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,489
−HK$12,698/mo
▼ 0.25% · 3.875%
HK$208,788
−HK$6,399/mo
Today · 4.125%
HK$215,187
baseline
▲ 0.50% · 4.625%
HK$228,281
+HK$13,094/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$430,374/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,267
−HK$12,171/mo
▼ 0.25% · 3.875%
HK$231,309
−HK$6,129/mo
Today · 4.125%
HK$237,438
baseline
▲ 0.50% · 4.625%
HK$249,953
+HK$12,515/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$474,876/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,692 · Scale 2, in force from 26 Feb 2026)