LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,497
−HK$7,054/mo
▼ 0.25% · 3.875%
HK$115,996
−HK$3,555/mo
Today · 4.125%
HK$119,551
baseline
▲ 0.50% · 4.625%
HK$126,826
+HK$7,275/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,102/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,152
−HK$6,761/mo
▼ 0.25% · 3.875%
HK$128,508
−HK$3,405/mo
Today · 4.125%
HK$131,913
baseline
▲ 0.50% · 4.625%
HK$138,867
+HK$6,954/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,826/mo (50% DSR)
Upfront cash ≈ HK$26.76M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,996
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$139,195
−HK$4,267/mo
Today · 4.125%
HK$143,462
baseline
▲ 0.50% · 4.625%
HK$152,191
+HK$8,729/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$286,924/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,182
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,210
−HK$4,086/mo
Today · 4.125%
HK$158,296
baseline
▲ 0.50% · 4.625%
HK$166,640
+HK$8,344/mo
Deposit HK$19.73M · loan HK$29.60M · min. income ≈ HK$316,592/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,496
−HK$9,876/mo
▼ 0.25% · 3.875%
HK$162,395
−HK$4,977/mo
Today · 4.125%
HK$167,372
baseline
▲ 0.50% · 4.625%
HK$177,556
+HK$10,184/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$334,744/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,212
−HK$9,467/mo
▼ 0.25% · 3.875%
HK$179,911
−HK$4,768/mo
Today · 4.125%
HK$184,679
baseline
▲ 0.50% · 4.625%
HK$194,413
+HK$9,734/mo
Deposit HK$14.80M · loan HK$34.53M · min. income ≈ HK$369,358/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,494
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,793
−HK$6,400/mo
Today · 4.125%
HK$215,193
baseline
▲ 0.50% · 4.625%
HK$228,287
+HK$13,094/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$430,386/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,273
−HK$12,171/mo
▼ 0.25% · 3.875%
HK$231,315
−HK$6,129/mo
Today · 4.125%
HK$237,444
baseline
▲ 0.50% · 4.625%
HK$249,960
+HK$12,516/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$474,888/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,747 · Scale 2, in force from 26 Feb 2026)