LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,505
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$116,005
−HK$3,555/mo
Today · 4.125%
HK$119,560
baseline
▲ 0.50% · 4.625%
HK$126,835
+HK$7,275/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,120/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,161
−HK$6,762/mo
▼ 0.25% · 3.875%
HK$128,517
−HK$3,406/mo
Today · 4.125%
HK$131,923
baseline
▲ 0.50% · 4.625%
HK$138,877
+HK$6,954/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,846/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,006
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$139,205
−HK$4,267/mo
Today · 4.125%
HK$143,472
baseline
▲ 0.50% · 4.625%
HK$152,202
+HK$8,730/mo
Deposit HK$19.74M · loan HK$29.60M · min. income ≈ HK$286,944/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,193
−HK$8,114/mo
▼ 0.25% · 3.875%
HK$154,221
−HK$4,086/mo
Today · 4.125%
HK$158,307
baseline
▲ 0.50% · 4.625%
HK$166,652
+HK$8,345/mo
Deposit HK$19.74M · loan HK$29.60M · min. income ≈ HK$316,614/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,507
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$162,406
−HK$4,978/mo
Today · 4.125%
HK$167,384
baseline
▲ 0.50% · 4.625%
HK$177,569
+HK$10,185/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$334,768/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,225
−HK$9,467/mo
▼ 0.25% · 3.875%
HK$179,924
−HK$4,768/mo
Today · 4.125%
HK$184,692
baseline
▲ 0.50% · 4.625%
HK$194,427
+HK$9,735/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$369,384/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,509
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,808
−HK$6,400/mo
Today · 4.125%
HK$215,208
baseline
▲ 0.50% · 4.625%
HK$228,303
+HK$13,095/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$430,416/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,289
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,331
−HK$6,130/mo
Today · 4.125%
HK$237,461
baseline
▲ 0.50% · 4.625%
HK$249,978
+HK$12,517/mo
Deposit HK$4.93M · loan HK$44.40M · min. income ≈ HK$474,922/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,096,897 · Scale 2, in force from 26 Feb 2026)