LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,251
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,601
−HK$356/mo
Today · 4.125%
HK$11,957
baseline
▲ 0.50% · 4.625%
HK$12,684
+HK$727/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,914/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,517
−HK$676/mo
▼ 0.25% · 3.875%
HK$12,853
−HK$340/mo
Today · 4.125%
HK$13,193
baseline
▲ 0.50% · 4.625%
HK$13,889
+HK$696/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,386/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,502
−HK$846/mo
▼ 0.25% · 3.875%
HK$13,922
−HK$426/mo
Today · 4.125%
HK$14,348
baseline
▲ 0.50% · 4.625%
HK$15,221
+HK$873/mo
Deposit HK$1.97M · loan HK$2.96M · min. income ≈ HK$28,696/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,020
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,423
−HK$409/mo
Today · 4.125%
HK$15,832
baseline
▲ 0.50% · 4.625%
HK$16,666
+HK$834/mo
Deposit HK$1.97M · loan HK$2.96M · min. income ≈ HK$31,664/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,752
−HK$988/mo
▼ 0.25% · 3.875%
HK$16,242
−HK$498/mo
Today · 4.125%
HK$16,740
baseline
▲ 0.50% · 4.625%
HK$17,758
+HK$1,018/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$33,480/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,524
−HK$947/mo
▼ 0.25% · 3.875%
HK$17,994
−HK$477/mo
Today · 4.125%
HK$18,471
baseline
▲ 0.50% · 4.625%
HK$19,444
+HK$973/mo
Deposit HK$1.48M · loan HK$3.45M · min. income ≈ HK$36,942/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,252
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$640/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,832
+HK$1,310/mo
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,531
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,135
−HK$613/mo
Today · 4.125%
HK$23,748
baseline
▲ 0.50% · 4.625%
HK$25,000
+HK$1,252/mo
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$47,496/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$110,926 · Scale 2, in force from 26 Feb 2026)