LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,515
−HK$7,055/mo
▼ 0.25% · 3.875%
HK$116,015
−HK$3,555/mo
Today · 4.125%
HK$119,570
baseline
▲ 0.50% · 4.625%
HK$126,846
+HK$7,276/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,140/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,171
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,528
−HK$3,406/mo
Today · 4.125%
HK$131,934
baseline
▲ 0.50% · 4.625%
HK$138,889
+HK$6,955/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,868/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,018
−HK$8,466/mo
▼ 0.25% · 3.875%
HK$139,217
−HK$4,267/mo
Today · 4.125%
HK$143,484
baseline
▲ 0.50% · 4.625%
HK$152,215
+HK$8,731/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$286,968/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,206
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$154,234
−HK$4,087/mo
Today · 4.125%
HK$158,321
baseline
▲ 0.50% · 4.625%
HK$166,666
+HK$8,345/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$316,642/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,521
−HK$9,877/mo
▼ 0.25% · 3.875%
HK$162,420
−HK$4,978/mo
Today · 4.125%
HK$167,398
baseline
▲ 0.50% · 4.625%
HK$177,584
+HK$10,186/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$334,796/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,240
−HK$9,468/mo
▼ 0.25% · 3.875%
HK$179,940
−HK$4,768/mo
Today · 4.125%
HK$184,708
baseline
▲ 0.50% · 4.625%
HK$194,444
+HK$9,736/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$369,416/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,526
−HK$12,701/mo
▼ 0.25% · 3.875%
HK$208,826
−HK$6,401/mo
Today · 4.125%
HK$215,227
baseline
▲ 0.50% · 4.625%
HK$228,323
+HK$13,096/mo
Deposit HK$4.93M · loan HK$44.41M · min. income ≈ HK$430,454/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,309
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,351
−HK$6,130/mo
Today · 4.125%
HK$237,481
baseline
▲ 0.50% · 4.625%
HK$249,999
+HK$12,518/mo
Deposit HK$4.93M · loan HK$44.41M · min. income ≈ HK$474,962/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,078 · Scale 2, in force from 26 Feb 2026)