LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,527
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,027
−HK$3,556/mo
Today · 4.125%
HK$119,583
baseline
▲ 0.50% · 4.625%
HK$126,860
+HK$7,277/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,166/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,185
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,542
−HK$3,406/mo
Today · 4.125%
HK$131,948
baseline
▲ 0.50% · 4.625%
HK$138,903
+HK$6,955/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,896/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,032
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,232
−HK$4,268/mo
Today · 4.125%
HK$143,500
baseline
▲ 0.50% · 4.625%
HK$152,231
+HK$8,731/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$287,000/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,222
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,251
−HK$4,087/mo
Today · 4.125%
HK$158,338
baseline
▲ 0.50% · 4.625%
HK$166,684
+HK$8,346/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$316,676/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,537
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,438
−HK$4,978/mo
Today · 4.125%
HK$167,416
baseline
▲ 0.50% · 4.625%
HK$177,603
+HK$10,187/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$334,832/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,259
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,959
−HK$4,769/mo
Today · 4.125%
HK$184,728
baseline
▲ 0.50% · 4.625%
HK$194,465
+HK$9,737/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$369,456/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,548
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,849
−HK$6,401/mo
Today · 4.125%
HK$215,250
baseline
▲ 0.50% · 4.625%
HK$228,347
+HK$13,097/mo
Deposit HK$4.93M · loan HK$44.41M · min. income ≈ HK$430,500/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,333
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,376
−HK$6,131/mo
Today · 4.125%
HK$237,507
baseline
▲ 0.50% · 4.625%
HK$250,026
+HK$12,519/mo
Deposit HK$4.93M · loan HK$44.41M · min. income ≈ HK$475,014/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,303 · Scale 2, in force from 26 Feb 2026)