LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,527
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,028
−HK$3,556/mo
Today · 4.125%
HK$119,584
baseline
▲ 0.50% · 4.625%
HK$126,860
+HK$7,276/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$239,168/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,186
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,543
−HK$3,406/mo
Today · 4.125%
HK$131,949
baseline
▲ 0.50% · 4.625%
HK$138,904
+HK$6,955/mo
Deposit HK$24.67M · loan HK$24.67M · min. income ≈ HK$263,898/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,033
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,233
−HK$4,268/mo
Today · 4.125%
HK$143,501
baseline
▲ 0.50% · 4.625%
HK$152,232
+HK$8,731/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$287,002/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,223
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,252
−HK$4,087/mo
Today · 4.125%
HK$158,339
baseline
▲ 0.50% · 4.625%
HK$166,685
+HK$8,346/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$316,678/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,538
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,439
−HK$4,978/mo
Today · 4.125%
HK$167,417
baseline
▲ 0.50% · 4.625%
HK$177,604
+HK$10,187/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$334,834/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,260
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,960
−HK$4,769/mo
Today · 4.125%
HK$184,729
baseline
▲ 0.50% · 4.625%
HK$194,466
+HK$9,737/mo
Deposit HK$14.80M · loan HK$34.54M · min. income ≈ HK$369,458/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,549
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,850
−HK$6,401/mo
Today · 4.125%
HK$215,251
baseline
▲ 0.50% · 4.625%
HK$228,348
+HK$13,097/mo
Deposit HK$4.93M · loan HK$44.41M · min. income ≈ HK$430,502/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,334
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,377
−HK$6,131/mo
Today · 4.125%
HK$237,508
baseline
▲ 0.50% · 4.625%
HK$250,027
+HK$12,519/mo
Deposit HK$4.93M · loan HK$44.41M · min. income ≈ HK$475,016/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,314 · Scale 2, in force from 26 Feb 2026)