LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,531
−HK$7,056/mo
▼ 0.25% · 3.875%
HK$116,031
−HK$3,556/mo
Today · 4.125%
HK$119,587
baseline
▲ 0.50% · 4.625%
HK$126,864
+HK$7,277/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,174/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,189
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,547
−HK$3,406/mo
Today · 4.125%
HK$131,953
baseline
▲ 0.50% · 4.625%
HK$138,908
+HK$6,955/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$263,906/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,037
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,237
−HK$4,268/mo
Today · 4.125%
HK$143,505
baseline
▲ 0.50% · 4.625%
HK$152,237
+HK$8,732/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$287,010/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,227
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,256
−HK$4,087/mo
Today · 4.125%
HK$158,343
baseline
▲ 0.50% · 4.625%
HK$166,690
+HK$8,347/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$316,686/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,543
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,444
−HK$4,978/mo
Today · 4.125%
HK$167,422
baseline
▲ 0.50% · 4.625%
HK$177,610
+HK$10,188/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$334,844/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,265
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,966
−HK$4,768/mo
Today · 4.125%
HK$184,734
baseline
▲ 0.50% · 4.625%
HK$194,472
+HK$9,738/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$369,468/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,555
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,856
−HK$6,401/mo
Today · 4.125%
HK$215,257
baseline
▲ 0.50% · 4.625%
HK$228,355
+HK$13,098/mo
Deposit HK$4.94M · loan HK$44.42M · min. income ≈ HK$430,514/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,341
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,384
−HK$6,131/mo
Today · 4.125%
HK$237,515
baseline
▲ 0.50% · 4.625%
HK$250,035
+HK$12,520/mo
Deposit HK$4.94M · loan HK$44.42M · min. income ≈ HK$475,030/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,377 · Scale 2, in force from 26 Feb 2026)