LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,531
−HK$7,057/mo
▼ 0.25% · 3.875%
HK$116,031
−HK$3,557/mo
Today · 4.125%
HK$119,588
baseline
▲ 0.50% · 4.625%
HK$126,864
+HK$7,276/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,176/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,190
−HK$6,763/mo
▼ 0.25% · 3.875%
HK$128,547
−HK$3,406/mo
Today · 4.125%
HK$131,953
baseline
▲ 0.50% · 4.625%
HK$138,909
+HK$6,956/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$263,906/mo (50% DSR)
Upfront cash ≈ HK$26.77M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,037
−HK$8,468/mo
▼ 0.25% · 3.875%
HK$139,238
−HK$4,267/mo
Today · 4.125%
HK$143,505
baseline
▲ 0.50% · 4.625%
HK$152,237
+HK$8,732/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$287,010/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,228
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$154,257
−HK$4,087/mo
Today · 4.125%
HK$158,344
baseline
▲ 0.50% · 4.625%
HK$166,691
+HK$8,347/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$316,688/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,544
−HK$9,879/mo
▼ 0.25% · 3.875%
HK$162,444
−HK$4,979/mo
Today · 4.125%
HK$167,423
baseline
▲ 0.50% · 4.625%
HK$177,610
+HK$10,187/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$334,846/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,266
−HK$9,469/mo
▼ 0.25% · 3.875%
HK$179,966
−HK$4,769/mo
Today · 4.125%
HK$184,735
baseline
▲ 0.50% · 4.625%
HK$194,472
+HK$9,737/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$369,470/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,556
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,857
−HK$6,401/mo
Today · 4.125%
HK$215,258
baseline
▲ 0.50% · 4.625%
HK$228,356
+HK$13,098/mo
Deposit HK$4.94M · loan HK$44.42M · min. income ≈ HK$430,516/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,342
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$231,385
−HK$6,131/mo
Today · 4.125%
HK$237,516
baseline
▲ 0.50% · 4.625%
HK$250,036
+HK$12,520/mo
Deposit HK$4.94M · loan HK$44.42M · min. income ≈ HK$475,032/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,384 · Scale 2, in force from 26 Feb 2026)