LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,545
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$116,046
−HK$3,557/mo
Today · 4.125%
HK$119,603
baseline
▲ 0.50% · 4.625%
HK$126,881
+HK$7,278/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,206/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,206
−HK$6,764/mo
▼ 0.25% · 3.875%
HK$128,564
−HK$3,406/mo
Today · 4.125%
HK$131,970
baseline
▲ 0.50% · 4.625%
HK$138,927
+HK$6,957/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$263,940/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,055
−HK$8,469/mo
▼ 0.25% · 3.875%
HK$139,256
−HK$4,268/mo
Today · 4.125%
HK$143,524
baseline
▲ 0.50% · 4.625%
HK$152,257
+HK$8,733/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$287,048/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,247
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$154,276
−HK$4,088/mo
Today · 4.125%
HK$158,364
baseline
▲ 0.50% · 4.625%
HK$166,712
+HK$8,348/mo
Deposit HK$19.74M · loan HK$29.61M · min. income ≈ HK$316,728/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,564
−HK$9,880/mo
▼ 0.25% · 3.875%
HK$162,465
−HK$4,979/mo
Today · 4.125%
HK$167,444
baseline
▲ 0.50% · 4.625%
HK$177,633
+HK$10,189/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$334,888/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,288
−HK$9,470/mo
▼ 0.25% · 3.875%
HK$179,989
−HK$4,769/mo
Today · 4.125%
HK$184,758
baseline
▲ 0.50% · 4.625%
HK$194,497
+HK$9,739/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$369,516/mo (50% DSR)
Upfront cash ≈ HK$16.90M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,582
−HK$12,704/mo
▼ 0.25% · 3.875%
HK$208,883
−HK$6,403/mo
Today · 4.125%
HK$215,286
baseline
▲ 0.50% · 4.625%
HK$228,385
+HK$13,099/mo
Deposit HK$4.94M · loan HK$44.42M · min. income ≈ HK$430,572/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,370
−HK$12,176/mo
▼ 0.25% · 3.875%
HK$231,415
−HK$6,131/mo
Today · 4.125%
HK$237,546
baseline
▲ 0.50% · 4.625%
HK$250,068
+HK$12,522/mo
Deposit HK$4.94M · loan HK$44.42M · min. income ≈ HK$475,092/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,652 · Scale 2, in force from 26 Feb 2026)