LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,557
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,058
−HK$3,558/mo
Today · 4.125%
HK$119,616
baseline
▲ 0.50% · 4.625%
HK$126,894
+HK$7,278/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,232/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,219
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$128,577
−HK$3,407/mo
Today · 4.125%
HK$131,984
baseline
▲ 0.50% · 4.625%
HK$138,941
+HK$6,957/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$263,968/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,069
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,270
−HK$4,269/mo
Today · 4.125%
HK$143,539
baseline
▲ 0.50% · 4.625%
HK$152,273
+HK$8,734/mo
Deposit HK$19.74M · loan HK$29.62M · min. income ≈ HK$287,078/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,263
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$154,293
−HK$4,088/mo
Today · 4.125%
HK$158,381
baseline
▲ 0.50% · 4.625%
HK$166,729
+HK$8,348/mo
Deposit HK$19.74M · loan HK$29.62M · min. income ≈ HK$316,762/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,580
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$162,482
−HK$4,980/mo
Today · 4.125%
HK$167,462
baseline
▲ 0.50% · 4.625%
HK$177,651
+HK$10,189/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$334,924/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,306
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$180,008
−HK$4,770/mo
Today · 4.125%
HK$184,778
baseline
▲ 0.50% · 4.625%
HK$194,517
+HK$9,739/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$369,556/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,603
−HK$12,705/mo
▼ 0.25% · 3.875%
HK$208,905
−HK$6,403/mo
Today · 4.125%
HK$215,308
baseline
▲ 0.50% · 4.625%
HK$228,409
+HK$13,101/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$430,616/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,394
−HK$12,177/mo
▼ 0.25% · 3.875%
HK$231,439
−HK$6,132/mo
Today · 4.125%
HK$237,571
baseline
▲ 0.50% · 4.625%
HK$250,094
+HK$12,523/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$475,142/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,871 · Scale 2, in force from 26 Feb 2026)