LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,558
−HK$7,058/mo
▼ 0.25% · 3.875%
HK$116,059
−HK$3,557/mo
Today · 4.125%
HK$119,616
baseline
▲ 0.50% · 4.625%
HK$126,895
+HK$7,279/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,232/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,220
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$128,578
−HK$3,407/mo
Today · 4.125%
HK$131,985
baseline
▲ 0.50% · 4.625%
HK$138,942
+HK$6,957/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$263,970/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,070
−HK$8,470/mo
▼ 0.25% · 3.875%
HK$139,271
−HK$4,269/mo
Today · 4.125%
HK$143,540
baseline
▲ 0.50% · 4.625%
HK$152,274
+HK$8,734/mo
Deposit HK$19.74M · loan HK$29.62M · min. income ≈ HK$287,080/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,264
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$154,294
−HK$4,088/mo
Today · 4.125%
HK$158,382
baseline
▲ 0.50% · 4.625%
HK$166,730
+HK$8,348/mo
Deposit HK$19.74M · loan HK$29.62M · min. income ≈ HK$316,764/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,581
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$162,483
−HK$4,980/mo
Today · 4.125%
HK$167,463
baseline
▲ 0.50% · 4.625%
HK$177,653
+HK$10,190/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$334,926/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,308
−HK$9,471/mo
▼ 0.25% · 3.875%
HK$180,009
−HK$4,770/mo
Today · 4.125%
HK$184,779
baseline
▲ 0.50% · 4.625%
HK$194,519
+HK$9,740/mo
Deposit HK$14.81M · loan HK$34.55M · min. income ≈ HK$369,558/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,604
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$208,907
−HK$6,403/mo
Today · 4.125%
HK$215,310
baseline
▲ 0.50% · 4.625%
HK$228,411
+HK$13,101/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$430,620/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,395
−HK$12,178/mo
▼ 0.25% · 3.875%
HK$231,440
−HK$6,133/mo
Today · 4.125%
HK$237,573
baseline
▲ 0.50% · 4.625%
HK$250,096
+HK$12,523/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$475,146/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,886 · Scale 2, in force from 26 Feb 2026)