LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,563
−HK$7,059/mo
▼ 0.25% · 3.875%
HK$116,065
−HK$3,557/mo
Today · 4.125%
HK$119,622
baseline
▲ 0.50% · 4.625%
HK$126,901
+HK$7,279/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,244/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,226
−HK$6,765/mo
▼ 0.25% · 3.875%
HK$128,584
−HK$3,407/mo
Today · 4.125%
HK$131,991
baseline
▲ 0.50% · 4.625%
HK$138,949
+HK$6,958/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$263,982/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,076
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,278
−HK$4,269/mo
Today · 4.125%
HK$143,547
baseline
▲ 0.50% · 4.625%
HK$152,281
+HK$8,734/mo
Deposit HK$19.75M · loan HK$29.62M · min. income ≈ HK$287,094/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,271
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$154,301
−HK$4,088/mo
Today · 4.125%
HK$158,389
baseline
▲ 0.50% · 4.625%
HK$166,738
+HK$8,349/mo
Deposit HK$19.75M · loan HK$29.62M · min. income ≈ HK$316,778/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,589
−HK$9,882/mo
▼ 0.25% · 3.875%
HK$162,491
−HK$4,980/mo
Today · 4.125%
HK$167,471
baseline
▲ 0.50% · 4.625%
HK$177,661
+HK$10,190/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$334,942/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,316
−HK$9,472/mo
▼ 0.25% · 3.875%
HK$180,018
−HK$4,770/mo
Today · 4.125%
HK$184,788
baseline
▲ 0.50% · 4.625%
HK$194,528
+HK$9,740/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$369,576/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,614
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$208,917
−HK$6,403/mo
Today · 4.125%
HK$215,320
baseline
▲ 0.50% · 4.625%
HK$228,422
+HK$13,102/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$430,640/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,406
−HK$12,178/mo
▼ 0.25% · 3.875%
HK$231,451
−HK$6,133/mo
Today · 4.125%
HK$237,584
baseline
▲ 0.50% · 4.625%
HK$250,108
+HK$12,524/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$475,168/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,097,986 · Scale 2, in force from 26 Feb 2026)