LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,571
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,073
−HK$3,558/mo
Today · 4.125%
HK$119,631
baseline
▲ 0.50% · 4.625%
HK$126,910
+HK$7,279/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$239,262/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,235
−HK$6,766/mo
▼ 0.25% · 3.875%
HK$128,593
−HK$3,408/mo
Today · 4.125%
HK$132,001
baseline
▲ 0.50% · 4.625%
HK$138,959
+HK$6,958/mo
Deposit HK$24.68M · loan HK$24.68M · min. income ≈ HK$264,002/mo (50% DSR)
Upfront cash ≈ HK$26.78M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,086
−HK$8,471/mo
▼ 0.25% · 3.875%
HK$139,288
−HK$4,269/mo
Today · 4.125%
HK$143,557
baseline
▲ 0.50% · 4.625%
HK$152,292
+HK$8,735/mo
Deposit HK$19.75M · loan HK$29.62M · min. income ≈ HK$287,114/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,282
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$154,312
−HK$4,089/mo
Today · 4.125%
HK$158,401
baseline
▲ 0.50% · 4.625%
HK$166,750
+HK$8,349/mo
Deposit HK$19.75M · loan HK$29.62M · min. income ≈ HK$316,802/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,600
−HK$9,883/mo
▼ 0.25% · 3.875%
HK$162,502
−HK$4,981/mo
Today · 4.125%
HK$167,483
baseline
▲ 0.50% · 4.625%
HK$177,674
+HK$10,191/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$334,966/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,328
−HK$9,473/mo
▼ 0.25% · 3.875%
HK$180,031
−HK$4,770/mo
Today · 4.125%
HK$184,801
baseline
▲ 0.50% · 4.625%
HK$194,542
+HK$9,741/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$369,602/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,629
−HK$12,706/mo
▼ 0.25% · 3.875%
HK$208,931
−HK$6,404/mo
Today · 4.125%
HK$215,335
baseline
▲ 0.50% · 4.625%
HK$228,438
+HK$13,103/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$430,670/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,422
−HK$12,179/mo
▼ 0.25% · 3.875%
HK$231,468
−HK$6,133/mo
Today · 4.125%
HK$237,601
baseline
▲ 0.50% · 4.625%
HK$250,125
+HK$12,524/mo
Deposit HK$4.94M · loan HK$44.43M · min. income ≈ HK$475,202/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$2,098,136 · Scale 2, in force from 26 Feb 2026)