LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,585
−HK$7,060/mo
▼ 0.25% · 3.875%
HK$116,087
−HK$3,558/mo
Today · 4.125%
HK$119,645
baseline
▲ 0.50% · 4.625%
HK$126,926
+HK$7,281/mo
Deposit HK$24.69M · loan HK$24.69M · min. income ≈ HK$239,290/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,250
−HK$6,767/mo
▼ 0.25% · 3.875%
HK$128,609
−HK$3,408/mo
Today · 4.125%
HK$132,017
baseline
▲ 0.50% · 4.625%
HK$138,976
+HK$6,959/mo
Deposit HK$24.69M · loan HK$24.69M · min. income ≈ HK$264,034/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,102
−HK$8,472/mo
▼ 0.25% · 3.875%
HK$139,305
−HK$4,269/mo
Today · 4.125%
HK$143,574
baseline
▲ 0.50% · 4.625%
HK$152,311
+HK$8,737/mo
Deposit HK$19.75M · loan HK$29.62M · min. income ≈ HK$287,148/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,300
−HK$8,120/mo
▼ 0.25% · 3.875%
HK$154,331
−HK$4,089/mo
Today · 4.125%
HK$158,420
baseline
▲ 0.50% · 4.625%
HK$166,771
+HK$8,351/mo
Deposit HK$19.75M · loan HK$29.62M · min. income ≈ HK$316,840/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,619
−HK$9,885/mo
▼ 0.25% · 3.875%
HK$162,522
−HK$4,982/mo
Today · 4.125%
HK$167,504
baseline
▲ 0.50% · 4.625%
HK$177,696
+HK$10,192/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$335,008/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,350
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$180,053
−HK$4,771/mo
Today · 4.125%
HK$184,824
baseline
▲ 0.50% · 4.625%
HK$194,566
+HK$9,742/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$369,648/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,654
−HK$12,708/mo
▼ 0.25% · 3.875%
HK$208,957
−HK$6,405/mo
Today · 4.125%
HK$215,362
baseline
▲ 0.50% · 4.625%
HK$228,466
+HK$13,104/mo
Deposit HK$4.94M · loan HK$44.44M · min. income ≈ HK$430,724/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,450
−HK$12,180/mo
▼ 0.25% · 3.875%
HK$231,497
−HK$6,133/mo
Today · 4.125%
HK$237,630
baseline
▲ 0.50% · 4.625%
HK$250,156
+HK$12,526/mo
Deposit HK$4.94M · loan HK$44.44M · min. income ≈ HK$475,260/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,098,394 · Scale 2, in force from 26 Feb 2026)