LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,589
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$116,091
−HK$3,559/mo
Today · 4.125%
HK$119,650
baseline
▲ 0.50% · 4.625%
HK$126,930
+HK$7,280/mo
Deposit HK$24.69M · loan HK$24.69M · min. income ≈ HK$239,300/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,254
−HK$6,768/mo
▼ 0.25% · 3.875%
HK$128,614
−HK$3,408/mo
Today · 4.125%
HK$132,022
baseline
▲ 0.50% · 4.625%
HK$138,981
+HK$6,959/mo
Deposit HK$24.69M · loan HK$24.69M · min. income ≈ HK$264,044/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,107
−HK$8,473/mo
▼ 0.25% · 3.875%
HK$139,310
−HK$4,270/mo
Today · 4.125%
HK$143,580
baseline
▲ 0.50% · 4.625%
HK$152,316
+HK$8,736/mo
Deposit HK$19.75M · loan HK$29.63M · min. income ≈ HK$287,160/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,305
−HK$8,121/mo
▼ 0.25% · 3.875%
HK$154,336
−HK$4,090/mo
Today · 4.125%
HK$158,426
baseline
▲ 0.50% · 4.625%
HK$166,777
+HK$8,351/mo
Deposit HK$19.75M · loan HK$29.63M · min. income ≈ HK$316,852/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,625
−HK$9,884/mo
▼ 0.25% · 3.875%
HK$162,528
−HK$4,981/mo
Today · 4.125%
HK$167,509
baseline
▲ 0.50% · 4.625%
HK$177,702
+HK$10,193/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$335,018/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,356
−HK$9,474/mo
▼ 0.25% · 3.875%
HK$180,059
−HK$4,771/mo
Today · 4.125%
HK$184,830
baseline
▲ 0.50% · 4.625%
HK$194,573
+HK$9,743/mo
Deposit HK$14.81M · loan HK$34.56M · min. income ≈ HK$369,660/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,661
−HK$12,708/mo
▼ 0.25% · 3.875%
HK$208,965
−HK$6,404/mo
Today · 4.125%
HK$215,369
baseline
▲ 0.50% · 4.625%
HK$228,474
+HK$13,105/mo
Deposit HK$4.94M · loan HK$44.44M · min. income ≈ HK$430,738/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,458
−HK$12,181/mo
▼ 0.25% · 3.875%
HK$231,505
−HK$6,134/mo
Today · 4.125%
HK$237,639
baseline
▲ 0.50% · 4.625%
HK$250,165
+HK$12,526/mo
Deposit HK$4.94M · loan HK$44.44M · min. income ≈ HK$475,278/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,098,467 · Scale 2, in force from 26 Feb 2026)