LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,260
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,611
−HK$355/mo
Today · 4.125%
HK$11,966
baseline
▲ 0.50% · 4.625%
HK$12,695
+HK$729/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,932/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,527
−HK$677/mo
▼ 0.25% · 3.875%
HK$12,863
−HK$341/mo
Today · 4.125%
HK$13,204
baseline
▲ 0.50% · 4.625%
HK$13,900
+HK$696/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,408/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,512
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,933
−HK$427/mo
Today · 4.125%
HK$14,360
baseline
▲ 0.50% · 4.625%
HK$15,233
+HK$873/mo
Deposit HK$1.98M · loan HK$2.96M · min. income ≈ HK$28,720/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,032
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,435
−HK$409/mo
Today · 4.125%
HK$15,844
baseline
▲ 0.50% · 4.625%
HK$16,680
+HK$836/mo
Deposit HK$1.98M · loan HK$2.96M · min. income ≈ HK$31,688/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,764
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,255
−HK$498/mo
Today · 4.125%
HK$16,753
baseline
▲ 0.50% · 4.625%
HK$17,772
+HK$1,019/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,506/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,538
−HK$947/mo
▼ 0.25% · 3.875%
HK$18,008
−HK$477/mo
Today · 4.125%
HK$18,485
baseline
▲ 0.50% · 4.625%
HK$19,460
+HK$975/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$36,970/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,268
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,899
−HK$640/mo
Today · 4.125%
HK$21,539
baseline
▲ 0.50% · 4.625%
HK$22,850
+HK$1,311/mo
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$43,078/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,548
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,153
−HK$614/mo
Today · 4.125%
HK$23,767
baseline
▲ 0.50% · 4.625%
HK$25,019
+HK$1,252/mo
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$47,534/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,109 · Scale 2, in force from 26 Feb 2026)