LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,611
−HK$7,061/mo
▼ 0.25% · 3.875%
HK$116,114
−HK$3,558/mo
Today · 4.125%
HK$119,672
baseline
▲ 0.50% · 4.625%
HK$126,954
+HK$7,282/mo
Deposit HK$24.69M · loan HK$24.69M · min. income ≈ HK$239,344/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,278
−HK$6,769/mo
▼ 0.25% · 3.875%
HK$128,638
−HK$3,409/mo
Today · 4.125%
HK$132,047
baseline
▲ 0.50% · 4.625%
HK$139,007
+HK$6,960/mo
Deposit HK$24.69M · loan HK$24.69M · min. income ≈ HK$264,094/mo (50% DSR)
Upfront cash ≈ HK$26.79M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,133
−HK$8,474/mo
▼ 0.25% · 3.875%
HK$139,336
−HK$4,271/mo
Today · 4.125%
HK$143,607
baseline
▲ 0.50% · 4.625%
HK$152,345
+HK$8,738/mo
Deposit HK$19.75M · loan HK$29.63M · min. income ≈ HK$287,214/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,334
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$154,366
−HK$4,090/mo
Today · 4.125%
HK$158,456
baseline
▲ 0.50% · 4.625%
HK$166,809
+HK$8,353/mo
Deposit HK$19.75M · loan HK$29.63M · min. income ≈ HK$316,912/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,655
−HK$9,886/mo
▼ 0.25% · 3.875%
HK$162,559
−HK$4,982/mo
Today · 4.125%
HK$167,541
baseline
▲ 0.50% · 4.625%
HK$177,736
+HK$10,195/mo
Deposit HK$14.82M · loan HK$34.57M · min. income ≈ HK$335,082/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,390
−HK$9,476/mo
▼ 0.25% · 3.875%
HK$180,094
−HK$4,772/mo
Today · 4.125%
HK$184,866
baseline
▲ 0.50% · 4.625%
HK$194,610
+HK$9,744/mo
Deposit HK$14.82M · loan HK$34.57M · min. income ≈ HK$369,732/mo (50% DSR)
Upfront cash ≈ HK$16.91M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,699
−HK$12,711/mo
▼ 0.25% · 3.875%
HK$209,005
−HK$6,405/mo
Today · 4.125%
HK$215,410
baseline
▲ 0.50% · 4.625%
HK$228,518
+HK$13,108/mo
Deposit HK$4.94M · loan HK$44.45M · min. income ≈ HK$430,820/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,501
−HK$12,183/mo
▼ 0.25% · 3.875%
HK$231,549
−HK$6,135/mo
Today · 4.125%
HK$237,684
baseline
▲ 0.50% · 4.625%
HK$250,213
+HK$12,529/mo
Deposit HK$4.94M · loan HK$44.45M · min. income ≈ HK$475,368/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,098,869 · Scale 2, in force from 26 Feb 2026)