LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,262
−HK$706/mo
▼ 0.25% · 3.875%
HK$11,612
−HK$356/mo
Today · 4.125%
HK$11,968
baseline
▲ 0.50% · 4.625%
HK$12,696
+HK$728/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,936/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,528
−HK$677/mo
▼ 0.25% · 3.875%
HK$12,864
−HK$341/mo
Today · 4.125%
HK$13,205
baseline
▲ 0.50% · 4.625%
HK$13,901
+HK$696/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,410/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,514
−HK$847/mo
▼ 0.25% · 3.875%
HK$13,934
−HK$427/mo
Today · 4.125%
HK$14,361
baseline
▲ 0.50% · 4.625%
HK$15,235
+HK$874/mo
Deposit HK$1.98M · loan HK$2.96M · min. income ≈ HK$28,722/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,034
−HK$812/mo
▼ 0.25% · 3.875%
HK$15,437
−HK$409/mo
Today · 4.125%
HK$15,846
baseline
▲ 0.50% · 4.625%
HK$16,682
+HK$836/mo
Deposit HK$1.98M · loan HK$2.96M · min. income ≈ HK$31,692/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,766
−HK$989/mo
▼ 0.25% · 3.875%
HK$16,257
−HK$498/mo
Today · 4.125%
HK$16,755
baseline
▲ 0.50% · 4.625%
HK$17,775
+HK$1,020/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,510/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,540
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,010
−HK$478/mo
Today · 4.125%
HK$18,488
baseline
▲ 0.50% · 4.625%
HK$19,462
+HK$974/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$36,976/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,271
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,902
−HK$640/mo
Today · 4.125%
HK$21,542
baseline
▲ 0.50% · 4.625%
HK$22,853
+HK$1,311/mo
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$43,084/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,551
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,156
−HK$614/mo
Today · 4.125%
HK$23,770
baseline
▲ 0.50% · 4.625%
HK$25,023
+HK$1,253/mo
Deposit HK$494K · loan HK$4.44M · min. income ≈ HK$47,540/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,123 · Scale 2, in force from 26 Feb 2026)