LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,636
−HK$7,063/mo
▼ 0.25% · 3.875%
HK$116,139
−HK$3,560/mo
Today · 4.125%
HK$119,699
baseline
▲ 0.50% · 4.625%
HK$126,982
+HK$7,283/mo
Deposit HK$24.70M · loan HK$24.70M · min. income ≈ HK$239,398/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,306
−HK$6,770/mo
▼ 0.25% · 3.875%
HK$128,667
−HK$3,409/mo
Today · 4.125%
HK$132,076
baseline
▲ 0.50% · 4.625%
HK$139,038
+HK$6,962/mo
Deposit HK$24.70M · loan HK$24.70M · min. income ≈ HK$264,152/mo (50% DSR)
Upfront cash ≈ HK$26.80M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,163
−HK$8,476/mo
▼ 0.25% · 3.875%
HK$139,367
−HK$4,272/mo
Today · 4.125%
HK$143,639
baseline
▲ 0.50% · 4.625%
HK$152,379
+HK$8,740/mo
Deposit HK$19.76M · loan HK$29.64M · min. income ≈ HK$287,278/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,367
−HK$8,124/mo
▼ 0.25% · 3.875%
HK$154,400
−HK$4,091/mo
Today · 4.125%
HK$158,491
baseline
▲ 0.50% · 4.625%
HK$166,845
+HK$8,354/mo
Deposit HK$19.76M · loan HK$29.64M · min. income ≈ HK$316,982/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,690
−HK$9,889/mo
▼ 0.25% · 3.875%
HK$162,595
−HK$4,984/mo
Today · 4.125%
HK$167,579
baseline
▲ 0.50% · 4.625%
HK$177,775
+HK$10,196/mo
Deposit HK$14.82M · loan HK$34.58M · min. income ≈ HK$335,158/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,429
−HK$9,477/mo
▼ 0.25% · 3.875%
HK$180,133
−HK$4,773/mo
Today · 4.125%
HK$184,906
baseline
▲ 0.50% · 4.625%
HK$194,653
+HK$9,747/mo
Deposit HK$14.82M · loan HK$34.58M · min. income ≈ HK$369,812/mo (50% DSR)
Upfront cash ≈ HK$16.92M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,744
−HK$12,714/mo
▼ 0.25% · 3.875%
HK$209,051
−HK$6,407/mo
Today · 4.125%
HK$215,458
baseline
▲ 0.50% · 4.625%
HK$228,568
+HK$13,110/mo
Deposit HK$4.94M · loan HK$44.46M · min. income ≈ HK$430,916/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,551
−HK$12,186/mo
▼ 0.25% · 3.875%
HK$231,600
−HK$6,137/mo
Today · 4.125%
HK$237,737
baseline
▲ 0.50% · 4.625%
HK$250,268
+HK$12,531/mo
Deposit HK$4.94M · loan HK$44.46M · min. income ≈ HK$475,474/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,099,333 · Scale 2, in force from 26 Feb 2026)