LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,265
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,616
−HK$356/mo
Today · 4.125%
HK$11,972
baseline
▲ 0.50% · 4.625%
HK$12,700
+HK$728/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,944/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,533
−HK$677/mo
▼ 0.25% · 3.875%
HK$12,869
−HK$341/mo
Today · 4.125%
HK$13,210
baseline
▲ 0.50% · 4.625%
HK$13,906
+HK$696/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,420/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,518
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,939
−HK$427/mo
Today · 4.125%
HK$14,366
baseline
▲ 0.50% · 4.625%
HK$15,240
+HK$874/mo
Deposit HK$1.98M · loan HK$2.96M · min. income ≈ HK$28,732/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,039
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,442
−HK$410/mo
Today · 4.125%
HK$15,852
baseline
▲ 0.50% · 4.625%
HK$16,687
+HK$835/mo
Deposit HK$1.98M · loan HK$2.96M · min. income ≈ HK$31,704/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,771
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,262
−HK$499/mo
Today · 4.125%
HK$16,761
baseline
▲ 0.50% · 4.625%
HK$17,780
+HK$1,019/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,522/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,546
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,016
−HK$478/mo
Today · 4.125%
HK$18,494
baseline
▲ 0.50% · 4.625%
HK$19,468
+HK$974/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$36,988/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,278
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,908
−HK$641/mo
Today · 4.125%
HK$21,549
baseline
▲ 0.50% · 4.625%
HK$22,860
+HK$1,311/mo
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$43,098/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,559
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$613/mo
Today · 4.125%
HK$23,777
baseline
▲ 0.50% · 4.625%
HK$25,031
+HK$1,254/mo
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$47,554/mo (50% DSR)
Upfront cash ≈ HK$605K (deposit + AVD stamp duty HK$111,159 · Scale 2, in force from 26 Feb 2026)