LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,683
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$116,188
−HK$3,561/mo
Today · 4.125%
HK$119,749
baseline
▲ 0.50% · 4.625%
HK$127,036
+HK$7,287/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$239,498/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,359
−HK$6,772/mo
▼ 0.25% · 3.875%
HK$128,721
−HK$3,410/mo
Today · 4.125%
HK$132,131
baseline
▲ 0.50% · 4.625%
HK$139,096
+HK$6,965/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$264,262/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,220
−HK$8,479/mo
▼ 0.25% · 3.875%
HK$139,426
−HK$4,273/mo
Today · 4.125%
HK$143,699
baseline
▲ 0.50% · 4.625%
HK$152,443
+HK$8,744/mo
Deposit HK$19.77M · loan HK$29.65M · min. income ≈ HK$287,398/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,430
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,465
−HK$4,093/mo
Today · 4.125%
HK$158,558
baseline
▲ 0.50% · 4.625%
HK$166,916
+HK$8,358/mo
Deposit HK$19.77M · loan HK$29.65M · min. income ≈ HK$317,116/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,756
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,663
−HK$4,986/mo
Today · 4.125%
HK$167,649
baseline
▲ 0.50% · 4.625%
HK$177,850
+HK$10,201/mo
Deposit HK$14.83M · loan HK$34.59M · min. income ≈ HK$335,298/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,502
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,209
−HK$4,775/mo
Today · 4.125%
HK$184,984
baseline
▲ 0.50% · 4.625%
HK$194,735
+HK$9,751/mo
Deposit HK$14.83M · loan HK$34.59M · min. income ≈ HK$369,968/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,829
−HK$12,720/mo
▼ 0.25% · 3.875%
HK$209,139
−HK$6,410/mo
Today · 4.125%
HK$215,549
baseline
▲ 0.50% · 4.625%
HK$228,664
+HK$13,115/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$431,098/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,646
−HK$12,191/mo
▼ 0.25% · 3.875%
HK$231,697
−HK$6,140/mo
Today · 4.125%
HK$237,837
baseline
▲ 0.50% · 4.625%
HK$250,373
+HK$12,536/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$475,674/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,215 · Scale 2, in force from 26 Feb 2026)