LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,688
−HK$7,067/mo
▼ 0.25% · 3.875%
HK$116,193
−HK$3,562/mo
Today · 4.125%
HK$119,755
baseline
▲ 0.50% · 4.625%
HK$127,041
+HK$7,286/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$239,510/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,364
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$128,727
−HK$3,410/mo
Today · 4.125%
HK$132,137
baseline
▲ 0.50% · 4.625%
HK$139,103
+HK$6,966/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$264,274/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,226
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,432
−HK$4,274/mo
Today · 4.125%
HK$143,706
baseline
▲ 0.50% · 4.625%
HK$152,450
+HK$8,744/mo
Deposit HK$19.77M · loan HK$29.65M · min. income ≈ HK$287,412/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,437
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,472
−HK$4,093/mo
Today · 4.125%
HK$158,565
baseline
▲ 0.50% · 4.625%
HK$166,923
+HK$8,358/mo
Deposit HK$19.77M · loan HK$29.65M · min. income ≈ HK$317,130/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,763
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$162,671
−HK$4,986/mo
Today · 4.125%
HK$167,657
baseline
▲ 0.50% · 4.625%
HK$177,858
+HK$10,201/mo
Deposit HK$14.83M · loan HK$34.59M · min. income ≈ HK$335,314/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,510
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,217
−HK$4,775/mo
Today · 4.125%
HK$184,992
baseline
▲ 0.50% · 4.625%
HK$194,744
+HK$9,752/mo
Deposit HK$14.83M · loan HK$34.59M · min. income ≈ HK$369,984/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,839
−HK$12,719/mo
▼ 0.25% · 3.875%
HK$209,148
−HK$6,410/mo
Today · 4.125%
HK$215,558
baseline
▲ 0.50% · 4.625%
HK$228,675
+HK$13,117/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$431,116/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,656
−HK$12,191/mo
▼ 0.25% · 3.875%
HK$231,708
−HK$6,139/mo
Today · 4.125%
HK$237,847
baseline
▲ 0.50% · 4.625%
HK$250,385
+HK$12,538/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$475,694/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,311 · Scale 2, in force from 26 Feb 2026)