LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,690
−HK$7,066/mo
▼ 0.25% · 3.875%
HK$116,195
−HK$3,561/mo
Today · 4.125%
HK$119,756
baseline
▲ 0.50% · 4.625%
HK$127,043
+HK$7,287/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$239,512/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,366
−HK$6,773/mo
▼ 0.25% · 3.875%
HK$128,728
−HK$3,411/mo
Today · 4.125%
HK$132,139
baseline
▲ 0.50% · 4.625%
HK$139,105
+HK$6,966/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$264,278/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,228
−HK$8,480/mo
▼ 0.25% · 3.875%
HK$139,434
−HK$4,274/mo
Today · 4.125%
HK$143,708
baseline
▲ 0.50% · 4.625%
HK$152,452
+HK$8,744/mo
Deposit HK$19.77M · loan HK$29.65M · min. income ≈ HK$287,416/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,439
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,474
−HK$4,093/mo
Today · 4.125%
HK$158,567
baseline
▲ 0.50% · 4.625%
HK$166,925
+HK$8,358/mo
Deposit HK$19.77M · loan HK$29.65M · min. income ≈ HK$317,134/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,766
−HK$9,893/mo
▼ 0.25% · 3.875%
HK$162,673
−HK$4,986/mo
Today · 4.125%
HK$167,659
baseline
▲ 0.50% · 4.625%
HK$177,860
+HK$10,201/mo
Deposit HK$14.83M · loan HK$34.59M · min. income ≈ HK$335,318/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,513
−HK$9,482/mo
▼ 0.25% · 3.875%
HK$180,220
−HK$4,775/mo
Today · 4.125%
HK$184,995
baseline
▲ 0.50% · 4.625%
HK$194,746
+HK$9,751/mo
Deposit HK$14.83M · loan HK$34.59M · min. income ≈ HK$369,990/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,841
−HK$12,720/mo
▼ 0.25% · 3.875%
HK$209,151
−HK$6,410/mo
Today · 4.125%
HK$215,561
baseline
▲ 0.50% · 4.625%
HK$228,678
+HK$13,117/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$431,122/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,659
−HK$12,192/mo
▼ 0.25% · 3.875%
HK$231,711
−HK$6,140/mo
Today · 4.125%
HK$237,851
baseline
▲ 0.50% · 4.625%
HK$250,388
+HK$12,537/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$475,702/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,339 · Scale 2, in force from 26 Feb 2026)