LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,707
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$116,213
−HK$3,562/mo
Today · 4.125%
HK$119,775
baseline
▲ 0.50% · 4.625%
HK$127,063
+HK$7,288/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$239,550/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,385
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,748
−HK$3,411/mo
Today · 4.125%
HK$132,159
baseline
▲ 0.50% · 4.625%
HK$139,126
+HK$6,967/mo
Deposit HK$24.71M · loan HK$24.71M · min. income ≈ HK$264,318/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,248
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$139,455
−HK$4,274/mo
Today · 4.125%
HK$143,729
baseline
▲ 0.50% · 4.625%
HK$152,475
+HK$8,746/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$287,458/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,462
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$154,498
−HK$4,093/mo
Today · 4.125%
HK$158,591
baseline
▲ 0.50% · 4.625%
HK$166,951
+HK$8,360/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$317,182/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,790
−HK$9,894/mo
▼ 0.25% · 3.875%
HK$162,698
−HK$4,986/mo
Today · 4.125%
HK$167,684
baseline
▲ 0.50% · 4.625%
HK$177,888
+HK$10,204/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$335,368/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,539
−HK$9,484/mo
▼ 0.25% · 3.875%
HK$180,247
−HK$4,776/mo
Today · 4.125%
HK$185,023
baseline
▲ 0.50% · 4.625%
HK$194,776
+HK$9,753/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$370,046/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,872
−HK$12,722/mo
▼ 0.25% · 3.875%
HK$209,183
−HK$6,411/mo
Today · 4.125%
HK$215,594
baseline
▲ 0.50% · 4.625%
HK$228,713
+HK$13,119/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$431,188/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,693
−HK$12,194/mo
▼ 0.25% · 3.875%
HK$231,746
−HK$6,141/mo
Today · 4.125%
HK$237,887
baseline
▲ 0.50% · 4.625%
HK$250,426
+HK$12,539/mo
Deposit HK$4.94M · loan HK$44.48M · min. income ≈ HK$475,774/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,659 · Scale 2, in force from 26 Feb 2026)