LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,716
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$116,222
−HK$3,562/mo
Today · 4.125%
HK$119,784
baseline
▲ 0.50% · 4.625%
HK$127,073
+HK$7,289/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$239,568/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,395
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,758
−HK$3,412/mo
Today · 4.125%
HK$132,170
baseline
▲ 0.50% · 4.625%
HK$139,137
+HK$6,967/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$264,340/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,259
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,466
−HK$4,275/mo
Today · 4.125%
HK$143,741
baseline
▲ 0.50% · 4.625%
HK$152,487
+HK$8,746/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$287,482/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,474
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,510
−HK$4,094/mo
Today · 4.125%
HK$158,604
baseline
▲ 0.50% · 4.625%
HK$166,964
+HK$8,360/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$317,208/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,802
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$162,711
−HK$4,987/mo
Today · 4.125%
HK$167,698
baseline
▲ 0.50% · 4.625%
HK$177,902
+HK$10,204/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$335,396/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,553
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$180,261
−HK$4,777/mo
Today · 4.125%
HK$185,038
baseline
▲ 0.50% · 4.625%
HK$194,791
+HK$9,753/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$370,076/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,888
−HK$12,723/mo
▼ 0.25% · 3.875%
HK$209,199
−HK$6,412/mo
Today · 4.125%
HK$215,611
baseline
▲ 0.50% · 4.625%
HK$228,731
+HK$13,120/mo
Deposit HK$4.94M · loan HK$44.49M · min. income ≈ HK$431,222/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,711
−HK$12,195/mo
▼ 0.25% · 3.875%
HK$231,765
−HK$6,141/mo
Today · 4.125%
HK$237,906
baseline
▲ 0.50% · 4.625%
HK$250,446
+HK$12,540/mo
Deposit HK$4.94M · loan HK$44.49M · min. income ≈ HK$475,812/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,825 · Scale 2, in force from 26 Feb 2026)