LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,717
−HK$7,068/mo
▼ 0.25% · 3.875%
HK$116,223
−HK$3,562/mo
Today · 4.125%
HK$119,785
baseline
▲ 0.50% · 4.625%
HK$127,074
+HK$7,289/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$239,570/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,397
−HK$6,774/mo
▼ 0.25% · 3.875%
HK$128,760
−HK$3,411/mo
Today · 4.125%
HK$132,171
baseline
▲ 0.50% · 4.625%
HK$139,138
+HK$6,967/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$264,342/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,261
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,468
−HK$4,275/mo
Today · 4.125%
HK$143,743
baseline
▲ 0.50% · 4.625%
HK$152,489
+HK$8,746/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$287,486/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,476
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,512
−HK$4,094/mo
Today · 4.125%
HK$158,606
baseline
▲ 0.50% · 4.625%
HK$166,966
+HK$8,360/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$317,212/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,804
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$162,713
−HK$4,987/mo
Today · 4.125%
HK$167,700
baseline
▲ 0.50% · 4.625%
HK$177,904
+HK$10,204/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$335,400/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,555
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$180,264
−HK$4,776/mo
Today · 4.125%
HK$185,040
baseline
▲ 0.50% · 4.625%
HK$194,794
+HK$9,754/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$370,080/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,891
−HK$12,723/mo
▼ 0.25% · 3.875%
HK$209,202
−HK$6,412/mo
Today · 4.125%
HK$215,614
baseline
▲ 0.50% · 4.625%
HK$228,733
+HK$13,119/mo
Deposit HK$4.94M · loan HK$44.49M · min. income ≈ HK$431,228/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,714
−HK$12,195/mo
▼ 0.25% · 3.875%
HK$231,768
−HK$6,141/mo
Today · 4.125%
HK$237,909
baseline
▲ 0.50% · 4.625%
HK$250,449
+HK$12,540/mo
Deposit HK$4.94M · loan HK$44.49M · min. income ≈ HK$475,818/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,851 · Scale 2, in force from 26 Feb 2026)