LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,721
−HK$7,069/mo
▼ 0.25% · 3.875%
HK$116,227
−HK$3,563/mo
Today · 4.125%
HK$119,790
baseline
▲ 0.50% · 4.625%
HK$127,079
+HK$7,289/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$239,580/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,401
−HK$6,775/mo
▼ 0.25% · 3.875%
HK$128,764
−HK$3,412/mo
Today · 4.125%
HK$132,176
baseline
▲ 0.50% · 4.625%
HK$139,143
+HK$6,967/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$264,352/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,265
−HK$8,483/mo
▼ 0.25% · 3.875%
HK$139,473
−HK$4,275/mo
Today · 4.125%
HK$143,748
baseline
▲ 0.50% · 4.625%
HK$152,494
+HK$8,746/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$287,496/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,481
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,517
−HK$4,094/mo
Today · 4.125%
HK$158,611
baseline
▲ 0.50% · 4.625%
HK$166,972
+HK$8,361/mo
Deposit HK$19.77M · loan HK$29.66M · min. income ≈ HK$317,222/mo (50% DSR)
Upfront cash ≈ HK$21.87M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,809
−HK$9,896/mo
▼ 0.25% · 3.875%
HK$162,718
−HK$4,987/mo
Today · 4.125%
HK$167,705
baseline
▲ 0.50% · 4.625%
HK$177,910
+HK$10,205/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$335,410/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,561
−HK$9,485/mo
▼ 0.25% · 3.875%
HK$180,270
−HK$4,776/mo
Today · 4.125%
HK$185,046
baseline
▲ 0.50% · 4.625%
HK$194,800
+HK$9,754/mo
Deposit HK$14.83M · loan HK$34.60M · min. income ≈ HK$370,092/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,898
−HK$12,723/mo
▼ 0.25% · 3.875%
HK$209,209
−HK$6,412/mo
Today · 4.125%
HK$215,621
baseline
▲ 0.50% · 4.625%
HK$228,741
+HK$13,120/mo
Deposit HK$4.94M · loan HK$44.49M · min. income ≈ HK$431,242/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,722
−HK$12,195/mo
▼ 0.25% · 3.875%
HK$231,776
−HK$6,141/mo
Today · 4.125%
HK$237,917
baseline
▲ 0.50% · 4.625%
HK$250,458
+HK$12,541/mo
Deposit HK$4.94M · loan HK$44.49M · min. income ≈ HK$475,834/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$2,100,924 · Scale 2, in force from 26 Feb 2026)