LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,274
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,625
−HK$356/mo
Today · 4.125%
HK$11,981
baseline
▲ 0.50% · 4.625%
HK$12,710
+HK$729/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,962/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,542
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,878
−HK$342/mo
Today · 4.125%
HK$13,220
baseline
▲ 0.50% · 4.625%
HK$13,917
+HK$697/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,440/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,529
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,949
−HK$428/mo
Today · 4.125%
HK$14,377
baseline
▲ 0.50% · 4.625%
HK$15,252
+HK$875/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,754/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,050
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,454
−HK$410/mo
Today · 4.125%
HK$15,864
baseline
▲ 0.50% · 4.625%
HK$16,700
+HK$836/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,728/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,783
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,274
−HK$499/mo
Today · 4.125%
HK$16,773
baseline
▲ 0.50% · 4.625%
HK$17,794
+HK$1,021/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,546/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,559
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,030
−HK$478/mo
Today · 4.125%
HK$18,508
baseline
▲ 0.50% · 4.625%
HK$19,483
+HK$975/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$37,016/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,293
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,924
−HK$642/mo
Today · 4.125%
HK$21,566
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,312/mo
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$43,132/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,181
−HK$614/mo
Today · 4.125%
HK$23,795
baseline
▲ 0.50% · 4.625%
HK$25,050
+HK$1,255/mo
Deposit HK$494K · loan HK$4.45M · min. income ≈ HK$47,590/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,243 · Scale 2, in force from 26 Feb 2026)