LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,744
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,251
−HK$3,563/mo
Today · 4.125%
HK$119,814
baseline
▲ 0.50% · 4.625%
HK$127,104
+HK$7,290/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$239,628/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,426
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,790
−HK$3,413/mo
Today · 4.125%
HK$132,203
baseline
▲ 0.50% · 4.625%
HK$139,171
+HK$6,968/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$264,406/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,292
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,501
−HK$4,276/mo
Today · 4.125%
HK$143,777
baseline
▲ 0.50% · 4.625%
HK$152,525
+HK$8,748/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$287,554/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,512
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,548
−HK$4,095/mo
Today · 4.125%
HK$158,643
baseline
▲ 0.50% · 4.625%
HK$167,005
+HK$8,362/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$317,286/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,841
−HK$9,898/mo
▼ 0.25% · 3.875%
HK$162,751
−HK$4,988/mo
Today · 4.125%
HK$167,739
baseline
▲ 0.50% · 4.625%
HK$177,946
+HK$10,207/mo
Deposit HK$14.83M · loan HK$34.61M · min. income ≈ HK$335,478/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,597
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$180,306
−HK$4,778/mo
Today · 4.125%
HK$185,084
baseline
▲ 0.50% · 4.625%
HK$194,840
+HK$9,756/mo
Deposit HK$14.83M · loan HK$34.61M · min. income ≈ HK$370,168/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,939
−HK$12,726/mo
▼ 0.25% · 3.875%
HK$209,251
−HK$6,414/mo
Today · 4.125%
HK$215,665
baseline
▲ 0.50% · 4.625%
HK$228,787
+HK$13,122/mo
Deposit HK$4.94M · loan HK$44.50M · min. income ≈ HK$431,330/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,767
−HK$12,198/mo
▼ 0.25% · 3.875%
HK$231,822
−HK$6,143/mo
Today · 4.125%
HK$237,965
baseline
▲ 0.50% · 4.625%
HK$250,508
+HK$12,543/mo
Deposit HK$4.94M · loan HK$44.50M · min. income ≈ HK$475,930/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,347 · Scale 2, in force from 26 Feb 2026)