LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,745
−HK$7,070/mo
▼ 0.25% · 3.875%
HK$116,252
−HK$3,563/mo
Today · 4.125%
HK$119,815
baseline
▲ 0.50% · 4.625%
HK$127,106
+HK$7,291/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$239,630/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,428
−HK$6,776/mo
▼ 0.25% · 3.875%
HK$128,792
−HK$3,412/mo
Today · 4.125%
HK$132,204
baseline
▲ 0.50% · 4.625%
HK$139,173
+HK$6,969/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$264,408/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,294
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$139,502
−HK$4,276/mo
Today · 4.125%
HK$143,778
baseline
▲ 0.50% · 4.625%
HK$152,527
+HK$8,749/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$287,556/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,513
−HK$8,132/mo
▼ 0.25% · 3.875%
HK$154,550
−HK$4,095/mo
Today · 4.125%
HK$158,645
baseline
▲ 0.50% · 4.625%
HK$167,007
+HK$8,362/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$317,290/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,843
−HK$9,898/mo
▼ 0.25% · 3.875%
HK$162,753
−HK$4,988/mo
Today · 4.125%
HK$167,741
baseline
▲ 0.50% · 4.625%
HK$177,948
+HK$10,207/mo
Deposit HK$14.83M · loan HK$34.61M · min. income ≈ HK$335,482/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,599
−HK$9,487/mo
▼ 0.25% · 3.875%
HK$180,308
−HK$4,778/mo
Today · 4.125%
HK$185,086
baseline
▲ 0.50% · 4.625%
HK$194,842
+HK$9,756/mo
Deposit HK$14.83M · loan HK$34.61M · min. income ≈ HK$370,172/mo (50% DSR)
Upfront cash ≈ HK$16.93M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,941
−HK$12,726/mo
▼ 0.25% · 3.875%
HK$209,254
−HK$6,413/mo
Today · 4.125%
HK$215,667
baseline
▲ 0.50% · 4.625%
HK$228,790
+HK$13,123/mo
Deposit HK$4.94M · loan HK$44.50M · min. income ≈ HK$431,334/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,770
−HK$12,197/mo
▼ 0.25% · 3.875%
HK$231,825
−HK$6,142/mo
Today · 4.125%
HK$237,967
baseline
▲ 0.50% · 4.625%
HK$250,511
+HK$12,544/mo
Deposit HK$4.94M · loan HK$44.50M · min. income ≈ HK$475,934/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,370 · Scale 2, in force from 26 Feb 2026)