LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,755
−HK$7,071/mo
▼ 0.25% · 3.875%
HK$116,262
−HK$3,564/mo
Today · 4.125%
HK$119,826
baseline
▲ 0.50% · 4.625%
HK$127,117
+HK$7,291/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$239,652/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,439
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,803
−HK$3,413/mo
Today · 4.125%
HK$132,216
baseline
▲ 0.50% · 4.625%
HK$139,185
+HK$6,969/mo
Deposit HK$24.72M · loan HK$24.72M · min. income ≈ HK$264,432/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,306
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,515
−HK$4,276/mo
Today · 4.125%
HK$143,791
baseline
▲ 0.50% · 4.625%
HK$152,540
+HK$8,749/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$287,582/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,527
−HK$8,132/mo
▼ 0.25% · 3.875%
HK$154,564
−HK$4,095/mo
Today · 4.125%
HK$158,659
baseline
▲ 0.50% · 4.625%
HK$167,022
+HK$8,363/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$317,318/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,857
−HK$9,899/mo
▼ 0.25% · 3.875%
HK$162,767
−HK$4,989/mo
Today · 4.125%
HK$167,756
baseline
▲ 0.50% · 4.625%
HK$177,964
+HK$10,208/mo
Deposit HK$14.83M · loan HK$34.61M · min. income ≈ HK$335,512/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,614
−HK$9,488/mo
▼ 0.25% · 3.875%
HK$180,324
−HK$4,778/mo
Today · 4.125%
HK$185,102
baseline
▲ 0.50% · 4.625%
HK$194,859
+HK$9,757/mo
Deposit HK$14.83M · loan HK$34.61M · min. income ≈ HK$370,204/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,959
−HK$12,727/mo
▼ 0.25% · 3.875%
HK$209,272
−HK$6,414/mo
Today · 4.125%
HK$215,686
baseline
▲ 0.50% · 4.625%
HK$228,810
+HK$13,124/mo
Deposit HK$4.94M · loan HK$44.50M · min. income ≈ HK$431,372/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,790
−HK$12,198/mo
▼ 0.25% · 3.875%
HK$231,845
−HK$6,143/mo
Today · 4.125%
HK$237,988
baseline
▲ 0.50% · 4.625%
HK$250,533
+HK$12,545/mo
Deposit HK$4.94M · loan HK$44.50M · min. income ≈ HK$475,976/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,556 · Scale 2, in force from 26 Feb 2026)