LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,766
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,274
−HK$3,564/mo
Today · 4.125%
HK$119,838
baseline
▲ 0.50% · 4.625%
HK$127,130
+HK$7,292/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$239,676/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,452
−HK$6,777/mo
▼ 0.25% · 3.875%
HK$128,816
−HK$3,413/mo
Today · 4.125%
HK$132,229
baseline
▲ 0.50% · 4.625%
HK$139,199
+HK$6,970/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$264,458/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,320
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,529
−HK$4,276/mo
Today · 4.125%
HK$143,805
baseline
▲ 0.50% · 4.625%
HK$152,556
+HK$8,751/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$287,610/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,542
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,579
−HK$4,096/mo
Today · 4.125%
HK$158,675
baseline
▲ 0.50% · 4.625%
HK$167,039
+HK$8,364/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$317,350/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,873
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$162,784
−HK$4,989/mo
Today · 4.125%
HK$167,773
baseline
▲ 0.50% · 4.625%
HK$177,982
+HK$10,209/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$335,546/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,632
−HK$9,489/mo
▼ 0.25% · 3.875%
HK$180,342
−HK$4,779/mo
Today · 4.125%
HK$185,121
baseline
▲ 0.50% · 4.625%
HK$194,879
+HK$9,758/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$370,242/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,980
−HK$12,728/mo
▼ 0.25% · 3.875%
HK$209,293
−HK$6,415/mo
Today · 4.125%
HK$215,708
baseline
▲ 0.50% · 4.625%
HK$228,833
+HK$13,125/mo
Deposit HK$4.95M · loan HK$44.51M · min. income ≈ HK$431,416/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,813
−HK$12,200/mo
▼ 0.25% · 3.875%
HK$231,869
−HK$6,144/mo
Today · 4.125%
HK$238,013
baseline
▲ 0.50% · 4.625%
HK$250,559
+HK$12,546/mo
Deposit HK$4.95M · loan HK$44.51M · min. income ≈ HK$476,026/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,770 · Scale 2, in force from 26 Feb 2026)